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Mobile Money Fees in Uganda

MTN, Airtel, Waveincluding all government levies. Updated April 2026.

3 providersUGXLevy active
UGXUGX

Compare Providers

ProviderSendWithdrawLevyTotal
MTNMTNCheapest
UGX500.00UGX1,500.00NoneUGX500.00
AIRAirtel
UGX1,000.00UGX2,200.00NoneUGX1,000.00
WAVWaveCheapest
UGX500.00FreeNoneUGX500.00
Fees shown for UGX50,000 UGX. Use the calculator above for your exact amount.

Provider Details

MTN

MTN MoMo

Uganda · UGX

Send money fees

UGX500-UGX2,500UGX100
UGX2,501-UGX5,000UGX100
UGX5,001-UGX15,000UGX500
UGX15,001-UGX30,000UGX500

Withdrawal fees

UGX500-UGX2,500UGX330
UGX2,501-UGX5,000UGX440
UGX5,001-UGX15,000UGX700
UGX15,001-UGX30,000UGX880
AIR

Airtel Money

Uganda · UGX

Send money fees

UGX0-UGX2,500UGX100
UGX2,501-UGX5,000UGX150
UGX5,001-UGX15,000UGX330
UGX15,001-UGX30,000UGX550

Withdrawal fees

UGX0-UGX2,500UGX330
UGX2,501-UGX5,000UGX440
UGX5,001-UGX15,000UGX880
UGX15,001-UGX30,000UGX1,320
WAV

Wave

Uganda · UGX

Send money fees

UGX1+1%

Withdrawal fees

UGX1+UGX0

Government Levies & Taxes

!

Mobile Money Withdrawal Levy

Levy active

Uganda charges a 0.5% government levy on mobile money cash withdrawals only. Originally introduced at 1% in 2018, reduced to 0.5% after public backlash. Applies to MTN MoMo and Airtel Money withdrawals.

Rate
0.5%
Applies to
Withdraw only
Paid by
Sender

Effective since 2018-07-01

Fee data last verified April 2026. Always confirm with your provider before large transactions.

Frequently Asked Questions

What is the withdrawal levy in Uganda?
Uganda charges a 0.5% government levy on mobile money cash withdrawals only. It was originally introduced at 1% in 2018, then reduced to 0.5% after public backlash.
Does the levy apply to sending money in Uganda?
No, the 0.5% levy only applies to cash withdrawals. Wallet-to-wallet transfers are not taxed by the government.
What are the mobile money providers in Uganda?
The main mobile money providers in Uganda are MTN MoMo, Airtel Money, Wave. Use our calculator above to compare fees across all providers.
Which is the cheapest mobile money provider in Uganda?
The cheapest provider depends on the amount. Use our fee calculator to compare all providers side by side for your specific amount.
How do I avoid paying high mobile money fees in Uganda?
Tips: 1) Compare providers using MomoCalc before sending. 2) Use the provider's app instead of an agent. 3) Send larger amounts less frequently. 4) Know the official fees so agents can't overcharge.