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Receive Money in Senegal

The best apps to send money directly to your mobile money wallet in Senegal. Fees, speed, and operators compared.

Annual inflows
$3B
% PIB
~10% of GDP
Top sources
France, Italy, United States, Spain

Supported Mobile Wallets

📱 Wave📱 Orange Money📱 Free Money

Apps to send to Senegal

AppFeeSpeedSend from
🌊SendwaveFreeMinutesUK, US, CA, FR, IT
🍋LemFiFreeMinutesUK, US, CA, DE, FR
🌍WorldRemitFlat feeMinutesUK, US, CA, AU, AE
📲TapTap SendFreeMinutesUK, US, CA, AU, AE
💸RemitlyFlat feeMinutes to 3 daysUK, US, CA, AU, AE
💡 Key fact
Sendwave delivers to Wave cash-pickup locations. TapTap Send and LemFi deliver direct to Wave wallets via TerraPay. France is by far the #1 source country.

How receiving works in Senegal

The rail that credits the wallet. In Senegal, money is credited to Wave, Orange Money or Free Money. Wave, whose home market this is, delivers via its cash-pickup points and wallet; TapTap Send and LemFi deliver straight to Wave wallets via TerraPay.

The real cost: moving the funds out. Receiving is free, and there is no state tax on inbound transfers. Because Wave sends are often free, the cost mainly reappears at agent cash-out; keeping the money on the wallet to pay avoids it. See the Senegal fees page.

Limits and receive flow. On Wave Senegal, a single inbound transfer tops out at FCFA 2M, with FCFA 5M allowed across a day. France is by far the #1 source country, followed by Italy, the US and Spain.

Send from a specific country

🇫🇷France→🇺🇸United States→🇪🇺Europe→

Frequently Asked Questions

What apps can I use to send money to Senegal mobile wallets?+
The most popular apps are Sendwave, LemFi, WorldRemit, TapTap Send and Remitly. They deliver directly to Wave, Orange Money, Free Money in Senegal, in minutes.
Do I need to pay any fees to receive money on my wallet in Senegal?+
Generally no - recipients do not pay fees on international inbound transfers.
What is the maximum amount I can receive in Senegal?+
Wave Senegal: max FCFA 2M per transaction. Daily limit FCFA 5M.
How long does it take to receive money from abroad?+
Most apps (Sendwave, LemFi, TapTap Send, WorldRemit) deliver in minutes. Remitly Express is also fast. Remitly Economy and Wise take 1-3 business days.
Is there a government tax on receiving international money in Senegal?+
No government tax applies to international inbound transfers in Senegal as of 2026.
How is the money credited to the wallet in Senegal?+
In Senegal, money is credited to Wave, Orange Money or Free Money. Wave, whose home market this is, delivers via its cash-pickup points and wallet; TapTap Send and LemFi deliver straight to Wave wallets via TerraPay.
How much does it cost to cash out received money in Senegal?+
Receiving is free, and there is no state tax on inbound transfers. Because Wave sends are often free, the cost mainly reappears at agent cash-out; keeping the money on the wallet to pay avoids it. See the Senegal fees page.
View domestic fees in Senegal →