Mobile Money Fees & Exchange Rates Across Africa
Know exactly what you pay. Across Africa.
Free calculators for 18 African countries: mobile money fees, exchange rates, SWIFT codes, personal finance. No signup.
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22
Countries
68
Providers
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All levies included
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Results
Mobile money fees by country
Real-time fee data for 18 African countries
🇨🇩🇬🇭🇳🇬🇰🇪🇹🇿🇺🇬🇿🇲🇷🇼🇪🇹🇸🇱🇨🇲🇸🇳🇨🇮🇲🇱🇧🇫🇲🇿🇹🇬🇧🇯🇿🇦🇲🇬🇪🇬🇱🇷
DR Congo
CDFM-PesaAirtelOrangeAfrimoney
No levy
Ghana
GHSMTNATTelecel
No levy
Nigeria
NGNOPayPalmPaySmartCashMoniepointMTN
Levy active
Kenya
KESM-PesaAirtelT-Kash
Levy active
Tanzania
TZSM-PesaAirtelTigoHalo
Levy active
Uganda
UGXMTNAirtelWave
Levy active
Zambia
ZMWMTNAirtelZamtel
Levy active
Rwanda
RWFMTNAirtel
No levy
Ethiopia
ETBtelebirrM-Pesa
No levy
Sierra Leone
NLeOrangeAfrimoney
Levy active
Cameroon
XAFMTNOrange
Levy active
Senegal
XOFWaveOrangeFree
No levy
Côte d'Ivoire
XOFOrangeMTNWaveMoov
No levy
Mali
XOFOrangeMoovWave
Levy active
Burkina Faso
XOFOrangeMoovWave
No levy
Mozambique
MZNM-Pesae-MolamKesh
No levy
Togo
XOFTMoneyFloozGozem
Levy active
Benin
XOFMTNMoovWave
No levy
South Africa
ZARVodaPayMTNMukuru
No levy
Madagascar
MGAMVolaOrangeAirtel
No levy
Egypt
EGPVodafone CashOrange Cashe& CashWE PayInstaPay
No levy
Liberia
USDMTNOrange
No levy
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Why MomoCalc?
Fee Transparency
See exactly what you pay before you transact. No hidden charges.
Avoid Agent Overcharging
Know the official fee so agents can’t charge you more.
Levy Clarity
Understand exactly which government taxes apply to your transaction.
Government levies & taxes, explained
Many African governments tax mobile money — Nigeria's ₦50 EMTL stamp duty, Kenya's 20% excise, Uganda's withdrawal levy, and more. We track every levy and apply it automatically in each country's calculator.
Latest money news
All news →Regulation·June 4, 2026
Naira Parallel vs Official Rate — The Gap Has Nearly Closed
For years Nigerians watched a yawning gap between the official naira rate and the parallel market. In June 2026 the gap is small — under 2% on USD/NGN — and the implications for diaspora senders are large.
Regulation·May 27, 2026
Nigeria Tax Act 2025 — how the new PAYE brackets change your take-home pay
The Nigeria Tax Act 2025, in force since 1 January 2026, replaced the previous PAYE bracket system with a ₦800,000 exemption and six new marginal rates. Here is what changed and how to compute your new take-home.
Fee changes·May 26, 2026
MTN Ghana adds 0.75% MoMo-to-bank fee from 1 June 2026
MTN Ghana told customers this week that transfers from Mobile Money wallets to bank accounts will attract a 0.75% charge starting 1 June 2026