Mobile Money Fees in Malawi
Airtel, Mpamba - including all government levies. Updated June 2026.
How much does it cost to send money via mobile money in Malawi?
In Malawi, mobile money fees vary by operator (Airtel, Mpamba) and amount band. Use the calculator below for the exact cost in MWK, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.
Compare Airtel, Mpamba fees in Malawi
| Provider | Send | Withdraw | Levy | Total |
|---|---|---|---|---|
AIRAirtel | Check with provider | Check with provider | None | — |
TNMMpamba | Check with provider | Check with provider | None | — |
Malawi operators in detail
Airtel Money
Malawi · MWK
Send money fees
| Check with provider - tariff not published |
Withdrawal fees
| Check with provider - tariff not published |
TNM Mpamba
Malawi · MWK
Send money fees
| Check with provider - tariff not published |
Withdrawal fees
| Check with provider - tariff not published |
MWK exchange rates
Livevs MWK (Malawian Kwacha)
Tax framework
No mobile money levy
Quick Links
Fee data last verified June 2026. Always confirm with your provider before large transactions.
How much does mobile money cost in Malawi?
Malawi's market is split between two operators: TNM Mpamba (*444#), whose fees were revised on 26 May 2026, and Airtel Money (cross-border transfers to Zambia and Rwanda). The currency is the kwacha (MWK), which floats against the dollar. Full grids aren't publicly readable — check the fee in the USSD menu or at an agent before a large withdrawal.
What are the withdrawal fees in Malawi?
Not every operator publishes a withdrawal grid in Malawi: check the exact fee in the USSD menu or with an agent before a large withdrawal. In Malawi, verify any mobile-money tax with the operator; TNM Mpamba fees were revised on 26 May 2026. Receiving is free; you pay only to send and to withdraw.
Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.
Mobile money to bank & bank to mobile money in Malawi
How much does a mobile money to bank transfer cost in Malawi?
Both TNM Mpamba and Airtel Money support bank transfers via partner banks, but the per-transaction grid is not machine-readable. TNM Mpamba revised its fees effective 26 May 2026 — verify the current tariff in *444#.
Both TNM Mpamba and Airtel Money support bank transfers via partner banks, but the per-transaction grid is not machine-readable. TNM Mpamba revised its fees effective 26 May 2026 — verify the current tariff in *444#.
Bank-to-wallet top-up is offered through bank apps and agents; no flat fee is published — confirm with your bank.
Airtel Money Malawi runs cross-border transfers to Zambia and Rwanda. The kwacha (MWK) floats against the dollar, so for an inbound transfer the day's rate matters alongside the fee.
Worked example: To move MWK 50,000 from Mpamba to a bank account, the fee shows in the *444# menu at confirmation — not published as a flat tier, so verify before sending.
Source: airtel.mw, tnmmpamba.co.mw (fees revised 26 May 2026); grids not machine-readable — verify.
USSD codes: send and withdraw in Malawi
- TNM Mpamba — Dial *444# for the TNM Mpamba menu (transfer, withdrawal, balance), then confirm with your PIN.