MMomoCalc
🇸🇴

Mobile Money Fees in Somalia

EVC Plus, Zaad, eDahab, Sahal - including all government levies. Updated June 2026.

How much does it cost to send money via mobile money in Somalia?

In Somalia, mobile money fees vary by operator (EVC Plus, Zaad, eDahab) and amount band. Use the calculator below for the exact cost in USD, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.

4 providersUSDNo levy
🧾 Create an invoice
Bill a client in USD? Make a free invoice that shows the real mobile-money cash-out cost - no signup.
Create an invoice →
$USD

Compare EVC Plus, Zaad, eDahab fees in Somalia

ProviderSendWithdrawLevyTotal
EVCEVC Plus
Check with providerCheck with providerNone
ZADZaad
Check with providerCheck with providerNone
EDHeDahab
Check with providerCheck with providerNone
SHLSahal
Check with providerCheck with providerNone
Fees shown for $100 USD. Use the calculator above for your exact amount.

Somalia operators in detail

EVC

EVC Plus (Hormuud)

Somalia · USD

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published
ZAD

Zaad (Telesom)

Somalia · USD

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published
EDH

eDahab (Somtel)

Somalia · USD

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published
SHL

Sahal (Golis)

Somalia · USD

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published

Tax framework

No mobile money levy

Fee data last verified June 2026. Always confirm with your provider before large transactions.

How much does mobile money cost in Somalia?

Somalia is unique: mobile money is denominated in US DOLLARS, not the shilling. EVC Plus (Hormuud, *712#) dominates the south-central region, Zaad (Telesom, *880#) leads Somaliland with built-in USD↔SLSH conversion, eDahab (*110#) covers Puntland and Sahal (*888#) rounds it out. P2P transfers are largely free; detailed grids are unpublished (verify). Reported caps: $500 (EVC Plus), $1,000 (Sahal).

What are the withdrawal fees in Somalia?

Not every operator publishes a withdrawal grid in Somalia: check the exact fee in the USSD menu or with an agent before a large withdrawal. Somali mobile money is denominated in US dollars; no state mobile-money tax is confirmed — verify with the operator. Receiving is free; you pay only to send and to withdraw.

Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.

Mobile money to bank & bank to mobile money in Somalia

How much does a mobile money to bank transfer cost in Somalia?

Somali wallets and banks are tightly integrated — Hormuud/Salaam, Telesom/Dahabshil and Premier/eDahab pair a wallet with a bank — but per-transaction wallet↔bank fees are not published. Verify in-app.

Wallet → Bank

Somali wallets and banks are tightly integrated — Hormuud/Salaam, Telesom/Dahabshil and Premier/eDahab pair a wallet with a bank — but per-transaction wallet↔bank fees are not published. Verify in-app.

Bank → Wallet

Loading a wallet from a linked bank account is generally free or near-free, but not published as a tier — confirm with the operator.

Somalia is unusual: mobile money is denominated in US dollars, so there is no FX conversion when you receive USD. Zaad (Telesom) additionally offers built-in USD↔Somaliland-shilling conversion. The SOS shilling survives mainly as cash for small everyday amounts.

Worked example: Sending on EVC Plus uses *712*recipient*amount# and P2P is widely free; reported caps are about $500 (EVC Plus) and $1,000 (Sahal). Confirm current limits in-app.

Source: hormuud.com, telesom.com, operator channels; WorldRemit corridor docs. Per-tier fees unpublished — verify.

USSD codes: send and withdraw in Somalia

  1. EVC Plus (Hormuud)Dial *712# for the EVC Plus (Hormuud) menu (transfer, withdrawal, balance), then confirm with your PIN.
  2. Zaad (Telesom)Dial *880# for the Zaad (Telesom) menu (transfer, withdrawal, balance), then confirm with your PIN.
  3. eDahab (Somtel)Dial *110# for the eDahab (Somtel) menu (transfer, withdrawal, balance), then confirm with your PIN.
  4. Sahal (Golis)Dial *888# for the Sahal (Golis) menu (transfer, withdrawal, balance), then confirm with your PIN.

Send and invoice to/from Somalia

🧾 Create an invoice
Billing a client in USD? Make a free invoice that shows the real mobile-money cash-out cost — no signup.
Create an invoice →

Frequently Asked Questions

What are the mobile money providers in Somalia?
The main mobile money providers in Somalia are EVC Plus (Hormuud), Zaad (Telesom), eDahab (Somtel), Sahal (Golis). Use our calculator above to compare fees across all providers.
Which is the cheapest mobile money provider in Somalia?
The cheapest provider depends on the amount. Use our fee calculator to compare all providers side by side for your specific amount.
How do I avoid paying high mobile money fees in Somalia?
Tips: 1) Compare providers using MomoCalc before sending. 2) Use the provider's app instead of an agent. 3) Send larger amounts less frequently. 4) Know the official fees so agents can't overcharge.