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Mobile Money Fees in Congo-Brazzaville

MTN, Airtel - including all government levies. Updated June 2026.

How much does it cost to send money via mobile money in Congo-Brazzaville?

In Congo-Brazzaville, mobile money fees vary by operator (MTN, Airtel) and amount band. Use the calculator below for the exact cost in XAF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.

2 providersXAFNo levy
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FCFAXAF

Compare MTN, Airtel fees in Congo-Brazzaville

ProviderSendWithdrawLevyTotal
MTNMTN
Check with providerCheck with providerNone
AIRAirtel
Check with providerCheck with providerNone
Fees shown for FCFA100 XAF. Use the calculator above for your exact amount.

Congo-Brazzaville operators in detail

MTN

MTN MoMo

Congo-Brazzaville · XAF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published
AIR

Airtel Money

Congo-Brazzaville · XAF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published

XAF exchange rates

Live

vs XAF (Franc CFA)

Fixed peg: 1 EUR = 655.957 XAF (BCEAO/BEAC).
Updated Jun 28, 12:00 UTCAll rates →

Tax framework

No mobile money levy

Fee data last verified June 2026. Always confirm with your provider before large transactions.

How much does mobile money cost in Congo-Brazzaville?

Congo-Brazzaville is served by MTN MoMo and Airtel Money. XAF is euro-pegged (1 EUR = 655.957, CEMAC zone), so a France↔Congo corridor carries no FX risk. A tax on electronic-money transactions has been reported — verify. Operators don't publish a readable withdrawal grid; the fee shows in the menu before you confirm.

What are the withdrawal fees in Congo-Brazzaville?

Not every operator publishes a withdrawal grid in Congo-Brazzaville: check the exact fee in the USSD menu or with an agent before a large withdrawal. Congo-Brazzaville uses XAF (BEAC, euro-pegged at 655.957); a tax on electronic-money transactions has been reported — verify with the operator. Receiving is free; you pay only to send and to withdraw.

Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.

Mobile money to bank & bank to mobile money in Congo-Brazzaville

How much does a mobile money to bank transfer cost in Congo-Brazzaville?

MTN MoMo and Airtel Money both offer wallet-to-bank in Congo-Brazzaville, but neither publishes a machine-readable fee — the amount is shown in the menu before you confirm. Verify with the operator.

Wallet → Bank

MTN MoMo and Airtel Money both offer wallet-to-bank in Congo-Brazzaville, but neither publishes a machine-readable fee — the amount is shown in the menu before you confirm. Verify with the operator.

Bank → Wallet

Bank-to-wallet loading is offered via bank apps; no per-transaction fee is published — confirm with your bank.

Congo-Brazzaville is in the CEMAC zone: XAF is pegged to the euro at 1 EUR = 655.957 XAF (BEAC), so a France↔Congo corridor carries no FX risk — only fees. A tax on electronic-money transactions has been reported for Congo but is not primary-sourced here — verify with the operator.

Worked example: To move 100,000 FCFA from MTN MoMo to a bank account, the fee is shown in the menu at confirmation — not published as a flat tier, so verify before sending.

Source: MTN MoMo Congo (mtn.cg) and Airtel Money Congo (airtel.cg / airtelmoney.cg); operator pages JS-gated with no readable grid. Reported e-money tax not primary-sourced — verify with provider.

Send and invoice to/from Congo-Brazzaville

🧾 Create an invoice
Billing a client in XAF? Make a free invoice that shows the real mobile-money cash-out cost — no signup.
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Frequently Asked Questions

What are the mobile money providers in Congo-Brazzaville?
The main mobile money providers in Congo-Brazzaville are MTN MoMo, Airtel Money. Use our calculator above to compare fees across all providers.
Which is the cheapest mobile money provider in Congo-Brazzaville?
The cheapest provider depends on the amount. Use our fee calculator to compare all providers side by side for your specific amount.
How do I avoid paying high mobile money fees in Congo-Brazzaville?
Tips: 1) Compare providers using MomoCalc before sending. 2) Use the provider's app instead of an agent. 3) Send larger amounts less frequently. 4) Know the official fees so agents can't overcharge.