🇸🇳
Mobile Money Fees in Senegal
Wave, Orange, Free — including all government levies. Updated April 2026.
How much does it cost to send money via mobile money in Senegal?
In Senegal, mobile money fees vary by operator (Wave, Orange, Free) and amount band. Use the calculator below for the exact cost in XOF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.
3 providersXOFNo levy
FCFAXOF
Compare Providers
| Provider | Send | Withdraw | Levy | Total |
|---|---|---|---|---|
WAVWaveCheapest | Free | FCFA50.00 | None | Free |
ORGOrange | FCFA40.00 | Free | None | FCFA40.00 |
FREFree | FCFA50.00 | FCFA50.00 | None | FCFA50.00 |
Fees shown for FCFA5,000 XOF. Use the calculator above for your exact amount.
Provider Details
ORG
Orange Money
Senegal · XOF
Send money fees
| FCFA1+ | 0.8% |
Withdrawal fees
| FCFA1+ | FCFA0 |
Exchange Rates
Livevs XOF (Franc CFA)
Fixed peg: 1 EUR = 655.957 XOF (BCEAO/BEAC).
Updated Jun 7, 21:00 UTCAll rates →
Government Levies & Taxes
✓
No Mobile Money Levy
Levy abolishedSenegal does not currently impose a specific government levy on mobile money transactions.
Rate
0%
Applies to
Send & withdraw
Paid by
Sender
Fee data last verified April 2026. Always confirm with your provider before large transactions.
Frequently Asked Questions
Is Wave free in Senegal?
Yes. Wave domestic transfers are free. Withdrawals cost 1%, capped at FCFA 5,000.
How does Orange Money compare to Wave?
Wave is cheaper for transfers (free vs 0.8%). Orange Money has a wider agent network. Withdrawals on Orange are free since 2025.
What are the mobile money providers in Senegal?
The main mobile money providers in Senegal are Wave, Orange Money, Free Money. Use our calculator above to compare fees across all providers.
Which is the cheapest mobile money provider in Senegal?
The cheapest provider depends on the amount. Use our fee calculator to compare all providers side by side for your specific amount.
How do I avoid paying high mobile money fees in Senegal?
Tips: 1) Compare providers using MomoCalc before sending. 2) Use the provider's app instead of an agent. 3) Send larger amounts less frequently. 4) Know the official fees so agents can't overcharge.