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Mobile Money Fees in Côte d'Ivoire

Orange, MTN, Wave, Moovincluding all government levies. Updated April 2026.

How much does it cost to send money via mobile money in Côte d'Ivoire?

In Côte d'Ivoire, mobile money fees vary by operator (Orange, MTN, Wave) and amount band. Use the calculator below for the exact cost in XOF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.

4 providersXOFNo levy
FCFAXOF

Compare Providers

ProviderSendWithdrawLevyTotal
ORGOrange
FCFA50.00FCFA50.00NoneFCFA50.00
MTNMTN
FCFA50.00FCFA50.00NoneFCFA50.00
WAVWaveCheapest
FreeFCFA50.00NoneFree
MOVMoov
FCFA50.00FCFA50.00NoneFCFA50.00
Fees shown for FCFA5,000 XOF. Use the calculator above for your exact amount.

Provider Details

ORG

Orange Money

Côte d'Ivoire · XOF

Send money fees

FCFA1+1%

Withdrawal fees

FCFA1+1%
MTN

MTN MoMo

Côte d'Ivoire · XOF

Send money fees

FCFA1+1%

Withdrawal fees

FCFA1+1%
WAV

Wave

Côte d'Ivoire · XOF

Send money fees

Free tierFree

Withdrawal fees

FCFA1+1%
MOV

Moov Money

Côte d'Ivoire · XOF

Send money fees

FCFA1+1%

Withdrawal fees

FCFA1+1%

Exchange Rates

Live

vs XOF (Franc CFA)

Fixed peg: 1 EUR = 655.957 XOF (BCEAO/BEAC).
Updated Jun 23, 18:00 UTCAll rates →

Government Levies & Taxes

Operator Mobile Money Tax

Levy abolished

Côte d'Ivoire taxes mobile money at the operator level — 7.2% on operators' mobile money commission revenue (Annexe fiscale 2019), paid by the operators, not charged separately to the user. Customers pay only the provider's own fee (about 1% on a withdrawal); there is no distinct per-transaction government tax line. An earlier 0.5% transfer tax floated in 2018 was withdrawn and never took effect.

Rate
7.2%
Applies to
Withdraw only
Paid by
Sender

Source: Annexe fiscale 2019 (CGI Côte d'Ivoire) ; Agence Ecofin (DGI : taxe payée par les opérateurs) · verified 2026-06-20

⚖️ Wave vs Orange Money

Side-by-side fees, per-use-case verdict and a live calculator →

Fee data last verified April 2026. Always confirm with your provider before large transactions.

Sending money to Côte d'Ivoire?

Compare the services that deliver to Côte d'Ivoire - neutral verdict, no-affiliate, with the real recipient-side costs.

Frequently Asked Questions

Is Wave free in Côte d'Ivoire?
Yes. Wave domestic transfers are free. Cash withdrawals cost 1%.
Did MTN make mobile money free?
MTN announced 0% fees via app in August 2025. Our calculator uses the standard 1% rate as the promo may change.
What are the mobile money providers in Côte d'Ivoire?
The main mobile money providers in Côte d'Ivoire are Orange Money, MTN MoMo, Wave, Moov Money. Use our calculator above to compare fees across all providers.
Which is the cheapest mobile money provider in Côte d'Ivoire?
The cheapest provider depends on the amount. Use our fee calculator to compare all providers side by side for your specific amount.
How do I avoid paying high mobile money fees in Côte d'Ivoire?
Tips: 1) Compare providers using MomoCalc before sending. 2) Use the provider's app instead of an agent. 3) Send larger amounts less frequently. 4) Know the official fees so agents can't overcharge.