Comoros Mobile Money Fees
MVola, HOLO - including all government levies. Updated August 2026.
How much does it cost to send money via mobile money in Comoros?
In Comoros, mobile money fees vary by operator (MVola, HOLO) and amount band. Use the calculator below for the exact cost in KMF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.
Compare MVola, HOLO fees in Comoros
| Provider | Send | Withdraw | Levy | Total |
|---|---|---|---|---|
MVLMVola | Check with provider | Check with provider | None | — |
HLOHOLO | Check with provider | Check with provider | None | — |
Which mobile money providers work in Comoros?
MVola (Telma)
Comoros · KMF
Send money fees
| Check with provider - tariff not published |
Withdrawal fees
| Check with provider - tariff not published |
HOLO (BDC)
Comoros · KMF
Send money fees
| Check with provider - tariff not published |
Withdrawal fees
| Check with provider - tariff not published |
KMF exchange rates
Livevs KMF (Comorian Franc)
Tax framework
No mobile money levy
Quick Links
Fee data last verified August 2026. Always confirm with your provider before large transactions.
How much does mobile money cost in Comoros?
In Comoros, MVola (Telma, *444# for P2P, *444*1*2# international) is the go-to mobile-money service, alongside HOLO (Comoros Development Bank). Distinct point: the Comorian franc (KMF) is pegged to the euro at a fixed rate of about 491.97 KMF per €1 — so a euro send from France carries no FX risk. Detailed grids aren't published — verify via *444#.
What are the withdrawal fees in Comoros?
Not every operator publishes a withdrawal grid in Comoros: check the exact fee in the USSD menu or with an agent before a large withdrawal. The Comorian franc (KMF) is euro-pegged (~491.97 KMF = €1); no specific mobile-money tax is confirmed — verify with the operator. Receiving is free; you pay only to send and to withdraw.
Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.
How do I transfer mobile money to a bank in Comoros?
How much does a mobile money to bank transfer cost in Comoros?
MVola (Telma) and HOLO (Comoros Development Bank) link wallets and bank accounts, but per-transaction wallet↔bank fees are not published — the amount shows in the menu. Verify with the operator.
MVola (Telma) and HOLO (Comoros Development Bank) link wallets and bank accounts, but per-transaction wallet↔bank fees are not published — the amount shows in the menu. Verify with the operator.
Bank-to-wallet loading is offered via HOLO/BDC and bank apps; no flat fee is published — confirm with your bank.
The Comorian franc (KMF) is pegged to the euro at a fixed rate of about 491.97 KMF per €1, so a euro send from France carries no FX risk. MVola supports international receive via *444*1*2#.
Worked example: To move KMF 50,000 from MVola to a bank account, the fee shows in *444# at confirmation — not a published flat tier, so verify before sending.
Source: mvola.km (MVola *444# / *444*1*2#), HOLO / Banque de Développement des Comores; grids not machine-readable — verify.
USSD codes: send and withdraw in Comoros
- MVola (Telma) — Dial *444# for the MVola (Telma) menu (transfer, withdrawal, balance), then confirm with your PIN.
Send and invoice to/from Comoros
Sending money to Comoros?
Compare the services that deliver to Comoros - neutral verdict, no-affiliate, with the real recipient-side costs.
Frequently Asked Questions
What are the mobile money providers in Comoros?
Which is the cheapest mobile money provider in Comoros?
How do I avoid paying high mobile money fees in Comoros?
Sending money to Madagascar: the MVola bridge
Telma (Axian group) runs MVola in both countries, and — rare in the region — a real direct transfer rail exists between them: from an MVola Comoros wallet you send straight to an MVola Madagascar wallet, wallet-to-wallet, launched 17 April 2023. It's the ONLY regional mobile-money bridge on this axis. You send via the MVola Super App or #444*1*2# on the Comoros side; announced caps: 1,000,000 KMF/day, 3,000,000/week, 4,000,000/month.
The confirmed direction is Comoros → Madagascar. The reverse (Madagascar → Comoros) from an MVola Madagascar wallet isn't documented as a consumer send — MVola Madagascar's international page is receive-side — so treat it as to-verify. For that direction, or to another wallet, the real options are Western Union, MoneyGram and Taptap Send.
Currency note: the Comorian franc (KMF) is euro-pegged at a fixed 491.96775 KMF per €1 (unchanged since 1999) — a euro send to the Comoros carries no FX risk. The Malagasy ariary (MGA), by contrast, FLOATS (no peg, IMF-classified floating): the rate moves daily and weighs as much as the fee.
Verified 7 July 2026 (sources: La Gazette des Comores 17 Apr 2023; mvola.km; mvola.mg; KMF peg: France–Comoros monetary cooperation accord).