🇳🇬 MTN MoMo PSB Nigeria
Nigeria MTN MoMo Africa Transfers
Send directly from Nigeria to 10 African countries via MTN MoMo PSB - 3% fee, instant settlement.
💸
3% fee
Nigeria outbound
⚡
Instant settlement
SMS on arrival
🔐
Tier 2/3 wallet
BVN required
⚠️ Tier requirement: Only Tier 2 and Tier 3 MoMo PSB wallets can send internationally. Upgrade by linking your BVN in the MoMo app.
Nigeria outbound corridors (10)
🇳🇬Nigeria→🇬🇭Ghana
MTN MoMo PSB Nigeria → MTN MoMo Ghana
3% feeInstant
🇳🇬Nigeria→🇨🇲Cameroon
MTN MoMo PSB Nigeria → MTN MoMo Cameroon
3% feeInstant
🇳🇬Nigeria→🇨🇮Côte d'Ivoire
MTN MoMo PSB Nigeria → MTN CI
3% feeInstant
🇳🇬Nigeria→🇹🇬Togo
MTN MoMo PSB Nigeria → TMoney / Flooz Togo
3% feeInstant
🇳🇬Nigeria→🇧🇯Benin
MTN MoMo PSB Nigeria → MTN MoMo Benin
3% feeInstant
🇳🇬Nigeria→🇷🇼Rwanda
MTN MoMo PSB Nigeria → MTN MoMo Rwanda
3% feeInstant
🇳🇬Nigeria→🇿🇲Zambia
MTN MoMo PSB Nigeria → MTN MoMo Zambia
3% feeInstant
🇳🇬Nigeria→🇸🇱Sierra Leone
MTN MoMo PSB Nigeria → Orange Money / Afrimoney Sierra Leone
3% feeInstant
🇳🇬Nigeria→🇺🇬Uganda
MTN MoMo PSB Nigeria → MTN MoMo Uganda
3% feeInstant
🇳🇬Nigeria→🇰🇪Kenya
MTN MoMo PSB Nigeria → M-Pesa Kenya (Safaricom)
3% feeInstant
Inbound to Nigeria (2)
🇬🇭Ghana→🇳🇬Nigeria
MTN MoMo Ghana → MTN MoMo PSB Nigeria
4% fee+ ₦50 EMT ≥ ₦10,000
🇨🇲Cameroon→🇳🇬Nigeria
MTN MoMo Cameroon → MTN MoMo PSB Nigeria
4% fee+ ₦50 EMT ≥ ₦10,000
How to send
- MoMo app: open the app → "Transfer to Africa" → choose the destination country.
- USSD: dial
*671#→ Transfer → International → select country. - Enter the recipient's mobile number and amount in NGN.
- Confirm with your PIN. The recipient gets an SMS when the wallet is credited.
Key fact: Before MTN MoMo's direct service, Nigeria→Ghana cost 8–20% in fees. Now: 3%.
📌 Receiving in Nigeria: FREE into your MoMo wallet. A ₦50 EMT levy (CBN regulation) applies on inbound transfers ≥ ₦10,000.
Frequently Asked Questions
What is the fee for sending money from Nigeria via MTN MoMo?+
MTN MoMo PSB charges a flat 3% of the amount sent. The recipient pays nothing.
What wallet tier do I need to send internationally?+
Only Tier 2 or Tier 3 wallets can send internationally. Tier 1 is restricted. Link your BVN to upgrade.
What are the daily limits for international transfers?+
Tier 2: ₦200,000/day. Tier 3: ₦5,000,000/day.
How long does a transfer take?+
Instant. The recipient receives an SMS as soon as the transaction completes.
Are there fees to receive money in Nigeria?+
Free into the MoMo wallet. A ₦50 EMT levy applies on inbound transfers ≥ ₦10,000 (CBN rule).
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