MMomoCalc
🌍 East African Community

East Africa Mobile Money Transfers

Compare mobile money transfer fees across 5 EAC countries - M-Pesa Global, MTN MoMo and Airtel Money at domestic rates.

🇰🇪Kenya· KES
🇹🇿Tanzania· TZS
🇺🇬Uganda· UGX
🇷🇼Rwanda· RWF
🇿🇲Zambia· ZMW

Domestic rates, no cross-border markup

EAC corridors use domestic send rates - significantly cheaper than bank wire transfers averaging 8-15% (World Bank data).

Live exchange rates

1 KES
29.1800 UGX
1 KES
20.2300 TZS
1 KES
11.3200 RWF

Updated: 3 Jun 2026, 00:00 UTC

All 13 EAC corridors

Key fact

M-Pesa Global max: KES 70,000 per cross-border transaction.

Frequently Asked Questions

How much do EAC mobile money transfers cost?+
EAC corridors use domestic send rates - significantly cheaper than cross-border bank wires (averaging 8-15% per World Bank data). M-Pesa Global caps at KES 70,000 per transaction.
Which operators dominate the EAC?+
M-Pesa (Safaricom in Kenya, Vodacom in Tanzania) and MTN MoMo (Uganda, Rwanda, Zambia). M-Pesa Global links Kenya to every other EAC market.
Does the recipient pay any fees to receive?+
No. Receiving on a mobile wallet is free on every EAC corridor listed. The sender pays the fee.
Are the displayed exchange rates real time?+
Rates are refreshed daily at 01:00 UTC via the public ExchangeRate API. Final operator-applied rates may vary slightly.
WAEMU zone free transfers →8 countries, shared XOF currency, PI-SPI since Oct 2025