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Mobile Money Fees in Djibouti

D-Money, Waafi - including all government levies. Updated June 2026.

How much does it cost to send money via mobile money in Djibouti?

In Djibouti, mobile money fees vary by operator (D-Money, Waafi) and amount band. Use the calculator below for the exact cost in DJF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.

2 providersDJFNo levy
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FdjDJF

Compare D-Money, Waafi fees in Djibouti

ProviderSendWithdrawLevyTotal
DMND-Money
Check with providerCheck with providerNone
WAFWaafi
Check with providerCheck with providerNone
Fees shown for Fdj100 DJF. Use the calculator above for your exact amount.

Djibouti operators in detail

DMN

D-Money

Djibouti · DJF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published
WAF

Waafi (Salaam Bank)

Djibouti · DJF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published

Tax framework

No mobile money levy

Fee data last verified June 2026. Always confirm with your provider before large transactions.

How much does mobile money cost in Djibouti?

In Djibouti, D-Money (*111#, d-money.dj) is the main mobile wallet, with Waafi (Salaam Bank). The Djiboutian franc (DJF) is pegged to the US DOLLAR at a fixed rate of about 177.72 DJF per $1 (currency board) — so the FX anchor here is the dollar, not the euro. Only the D-Money *111# code is verified; tariff grids aren't published in readable form — verify.

What are the withdrawal fees in Djibouti?

Not every operator publishes a withdrawal grid in Djibouti: check the exact fee in the USSD menu or with an agent before a large withdrawal. The Djiboutian franc (DJF) is pegged to the US dollar (~177.72 DJF = $1, currency board); no specific mobile-money tax is confirmed — verify. Receiving is free; you pay only to send and to withdraw.

Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.

Mobile money to bank & bank to mobile money in Djibouti

How much does a mobile money to bank transfer cost in Djibouti?

D-Money (*111#) and Waafi (Salaam Bank) connect wallets to bank accounts, but the per-transaction grid is not published — the fee shows in the menu. Verify with the operator.

Wallet → Bank

D-Money (*111#) and Waafi (Salaam Bank) connect wallets to bank accounts, but the per-transaction grid is not published — the fee shows in the menu. Verify with the operator.

Bank → Wallet

Bank-to-wallet top-up is offered via bank apps (Waafi is bank-backed); no flat fee is published — confirm with your bank.

The Djiboutian franc (DJF) runs a currency board pegged to the US dollar at about 177.72 DJF per $1 — so the FX anchor is the dollar, not the euro. Only the D-Money *111# code is verified; Waafi's code is omitted rather than guessed.

Worked example: To move DJF 20,000 from D-Money to a bank account, the fee shows in *111# at confirmation — not a published flat tier, so verify before sending.

Source: d-money.dj (D-Money *111#), Waafi (Salaam Bank); grids not machine-readable — verify.

USSD codes: send and withdraw in Djibouti

  1. D-MoneyDial *111# for the D-Money menu (transfer, withdrawal, balance), then confirm with your PIN.

Send and invoice to/from Djibouti

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Billing a client in DJF? Make a free invoice that shows the real mobile-money cash-out cost — no signup.
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Frequently Asked Questions

What are the mobile money providers in Djibouti?
The main mobile money providers in Djibouti are D-Money, Waafi (Salaam Bank). Use our calculator above to compare fees across all providers.
Which is the cheapest mobile money provider in Djibouti?
The cheapest provider depends on the amount. Use our fee calculator to compare all providers side by side for your specific amount.
How do I avoid paying high mobile money fees in Djibouti?
Tips: 1) Compare providers using MomoCalc before sending. 2) Use the provider's app instead of an agent. 3) Send larger amounts less frequently. 4) Know the official fees so agents can't overcharge.