Guinea-Bissau Mobile Money Fees
MTN, Orange - including all government levies. Updated August 2026.
How much does it cost to send money via mobile money in Guinea-Bissau?
In Guinea-Bissau, mobile money fees vary by operator (MTN, Orange) and amount band. Use the calculator below for the exact cost in XOF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.
Compare MTN, Orange fees in Guinea-Bissau
| Provider | Send | Withdraw | Levy | Total |
|---|---|---|---|---|
MTNMTN | Check with provider | Check with provider | None | — |
ORGOrange | Check with provider | Check with provider | None | — |
Which mobile money providers work in Guinea-Bissau?
MTN MoMo
Guinea-Bissau · XOF
Send money fees
| Check with provider - tariff not published |
Withdrawal fees
| Check with provider - tariff not published |
Orange Money
Guinea-Bissau · XOF
Send money fees
| Check with provider - tariff not published |
Withdrawal fees
| Check with provider - tariff not published |
XOF exchange rates
Livevs XOF (Franc CFA)
Tax framework
No mobile money levy
Quick Links
Fee data last verified August 2026. Always confirm with your provider before large transactions.
🎉 PI-SPI (BCEAO): since 30 September 2025, a person-to-person send is instant and free from one connected institution to another — from one mobile-money network to another, or to a bank — across the 8 UEMOA countries, including Guinea-Bissau. The condition: both institutions must be connected, which is expanding week by week. How it works →
How much does mobile money cost in Guinea-Bissau?
Guinea-Bissau (Portuguese is the official language) uses the CFA franc (XOF), euro-pegged at 655.957 in the WAEMU zone. MTN MoMo and Orange Money operate there. Sourced edge: the MTN WAEMU cross-border rail (*880#) links union member states — handy for regional sends. Detailed grids aren't published — verify.
What are the withdrawal fees in Guinea-Bissau?
Not every operator publishes a withdrawal grid in Guinea-Bissau: check the exact fee in the USSD menu or with an agent before a large withdrawal. Guinea-Bissau uses XOF (BCEAO, euro-pegged at 655.957, WAEMU zone); no specific mobile-money tax is confirmed — verify. Receiving is free; you pay only to send and to withdraw.
Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.
How do I transfer mobile money to a bank in Guinea-Bissau?
How much does a mobile money to bank transfer cost in Guinea-Bissau?
MTN MoMo and Orange Money offer bank transfers, but per-transaction fees are not published — the amount shows in the menu. Verify with the operator.
MTN MoMo and Orange Money offer bank transfers, but per-transaction fees are not published — the amount shows in the menu. Verify with the operator.
Bank-to-wallet loading is offered via bank apps; no flat fee is published — confirm with your bank.
Guinea-Bissau is in the WAEMU zone (Portuguese is the official language): XOF is pegged to the euro at 1 EUR = 655.957 (BCEAO). MTN's WAEMU cross-border rail (*880#) reaches union members — useful for regional sends.
Worked example: To move 50,000 XOF from MTN MoMo to a bank account, the fee shows in the menu at confirmation — not a published flat tier, so verify before sending.
Source: MTN (mtn.ci/mtn.bj naming for Guinée-Bissau, UEMOA *880# rail), Orange Money (orangemoney.fr confirms Orange + MTN, +245); grids not machine-readable — verify.
USSD codes: send and withdraw in Guinea-Bissau
- MTN MoMo — Dial *880# for the MTN MoMo menu (transfer, withdrawal, balance), then confirm with your PIN.
Send and invoice to/from Guinea-Bissau
Sending money to Guinea-Bissau?
Compare the services that deliver to Guinea-Bissau - neutral verdict, no-affiliate, with the real recipient-side costs.