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Mobile Money Fees in Guinea-Bissau

MTN, Orange - including all government levies. Updated June 2026.

How much does it cost to send money via mobile money in Guinea-Bissau?

In Guinea-Bissau, mobile money fees vary by operator (MTN, Orange) and amount band. Use the calculator below for the exact cost in XOF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.

2 providersXOFNo levy
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FCFAXOF

Compare MTN, Orange fees in Guinea-Bissau

ProviderSendWithdrawLevyTotal
MTNMTN
Check with providerCheck with providerNone
ORGOrange
Check with providerCheck with providerNone
Fees shown for FCFA100 XOF. Use the calculator above for your exact amount.

Guinea-Bissau operators in detail

MTN

MTN MoMo

Guinea-Bissau · XOF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published
ORG

Orange Money

Guinea-Bissau · XOF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published

XOF exchange rates

Live

vs XOF (Franc CFA)

Fixed peg: 1 EUR = 655.957 XOF (BCEAO/BEAC).
Updated Jun 30, 15:00 UTCAll rates →

Tax framework

No mobile money levy

Fee data last verified June 2026. Always confirm with your provider before large transactions.

How much does mobile money cost in Guinea-Bissau?

Guinea-Bissau (Portuguese is the official language) uses the CFA franc (XOF), euro-pegged at 655.957 in the WAEMU zone. MTN MoMo and Orange Money operate there. Sourced edge: the MTN WAEMU cross-border rail (*880#) links union member states — handy for regional sends. Detailed grids aren't published — verify.

What are the withdrawal fees in Guinea-Bissau?

Not every operator publishes a withdrawal grid in Guinea-Bissau: check the exact fee in the USSD menu or with an agent before a large withdrawal. Guinea-Bissau uses XOF (BCEAO, euro-pegged at 655.957, WAEMU zone); no specific mobile-money tax is confirmed — verify. Receiving is free; you pay only to send and to withdraw.

Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.

Mobile money to bank & bank to mobile money in Guinea-Bissau

How much does a mobile money to bank transfer cost in Guinea-Bissau?

MTN MoMo and Orange Money offer bank transfers, but per-transaction fees are not published — the amount shows in the menu. Verify with the operator.

Wallet → Bank

MTN MoMo and Orange Money offer bank transfers, but per-transaction fees are not published — the amount shows in the menu. Verify with the operator.

Bank → Wallet

Bank-to-wallet loading is offered via bank apps; no flat fee is published — confirm with your bank.

Guinea-Bissau is in the WAEMU zone (Portuguese is the official language): XOF is pegged to the euro at 1 EUR = 655.957 (BCEAO). MTN's WAEMU cross-border rail (*880#) reaches union members — useful for regional sends.

Worked example: To move 50,000 XOF from MTN MoMo to a bank account, the fee shows in the menu at confirmation — not a published flat tier, so verify before sending.

Source: MTN (mtn.ci/mtn.bj naming for Guinée-Bissau, UEMOA *880# rail), Orange Money (orangemoney.fr confirms Orange + MTN, +245); grids not machine-readable — verify.

USSD codes: send and withdraw in Guinea-Bissau

  1. MTN MoMoDial *880# for the MTN MoMo menu (transfer, withdrawal, balance), then confirm with your PIN.

Send and invoice to/from Guinea-Bissau

🧾 Create an invoice
Billing a client in XOF? Make a free invoice that shows the real mobile-money cash-out cost — no signup.
Create an invoice →

Frequently Asked Questions

What are the mobile money providers in Guinea-Bissau?
The main mobile money providers in Guinea-Bissau are MTN MoMo, Orange Money. Use our calculator above to compare fees across all providers.
Which is the cheapest mobile money provider in Guinea-Bissau?
The cheapest provider depends on the amount. Use our fee calculator to compare all providers side by side for your specific amount.
How do I avoid paying high mobile money fees in Guinea-Bissau?
Tips: 1) Compare providers using MomoCalc before sending. 2) Use the provider's app instead of an agent. 3) Send larger amounts less frequently. 4) Know the official fees so agents can't overcharge.