MMomoCalc
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🇺🇬

Receive Money in Uganda

The best apps to send money directly to your mobile money wallet in Uganda. Fees, speed, and operators compared.

Annual inflows
$1.49B
% PIB
2.6% of GDP
Top sources
United Kingdom, United States, EAC countries

Supported Mobile Wallets

📱 MTN MoMo📱 Airtel Money

Apps to send to Uganda

AppFeeSpeedSend from
🌊SendwaveFreeMinutesUK, US, CA, FR, IT
🍋LemFiFreeMinutesUK, US, CA, DE, FR
🌍WorldRemitFlat feeMinutesUK, US, CA, AU, AE
📲TapTap SendFreeMinutesUK, US, CA, AU, AE
💸RemitlyFlat feeMinutes to 3 daysUK, US, CA, AU, AE
🦏NALAFreeMinutesUK, US, EU, CA
⚠️ Inbound levy: 0.5% government levy on withdrawals only (not on inbound transfers)
💡 Key fact
Uganda has some of the lowest mobile money fees in East Africa (avg 1.2%). MTN and Airtel both accept international inbound transfers.

How receiving works in Uganda

The rail that credits the wallet. In Uganda, money is credited to MTN MoMo or Airtel Money, with national interoperability and international gateways (TerraPay, MFS Africa) linking transfer apps to both wallets. Wave is a newer low-fee entrant in this market.

The real cost: moving the funds out. Receiving is free, but Uganda levies a 0.5% excise on cash WITHDRAWALS (not on inbound transfers): the send fee and the later cash-out levy are two separate things to plan for. See the Uganda fees page.

Limits and receive flow. MTN MoMo Uganda caps each transaction at UGX 7M and the day at UGX 10M. Mobile money fees here are among East Africa's lowest (about 1.2% on average), with MTN and Airtel both accepting international arrivals. The UK and the East African diaspora dominate the sources, and wallet registration needs a national ID to raise your receiving limits.

Send from a specific country

🇬🇧United Kingdom→🇺🇸United States→

Frequently Asked Questions

What apps can I use to send money to Uganda mobile wallets?+
The most popular apps are Sendwave, LemFi, WorldRemit, TapTap Send and Remitly. They deliver directly to MTN MoMo, Airtel Money in Uganda, in minutes.
Do I need to pay any fees to receive money on my wallet in Uganda?+
Generally no - recipients do not pay fees on international inbound transfers. Exception: 0.5% government levy on withdrawals only (not on inbound transfers)
What is the maximum amount I can receive in Uganda?+
MTN MoMo Uganda: max UGX 7M per transaction. Daily limit UGX 10M.
How long does it take to receive money from abroad?+
Most apps (Sendwave, LemFi, TapTap Send, WorldRemit) deliver in minutes. Remitly Express is also fast. Remitly Economy and Wise take 1-3 business days.
Is there a government tax on receiving international money in Uganda?+
0.5% government levy on withdrawals only (not on inbound transfers)
How is the money credited to the wallet in Uganda?+
In Uganda, money is credited to MTN MoMo or Airtel Money, with national interoperability and international gateways (TerraPay, MFS Africa) linking transfer apps to both wallets. Wave is a newer low-fee entrant in this market.
How much does it cost to cash out received money in Uganda?+
Receiving is free, but Uganda levies a 0.5% excise on cash WITHDRAWALS (not on inbound transfers): the send fee and the later cash-out levy are two separate things to plan for. See the Uganda fees page.
View domestic fees in Uganda →