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Mobile Money Fees in Niger

Airtel, Moov, Zamani - including all government levies. Updated June 2026.

How much does it cost to send money via mobile money in Niger?

In Niger, mobile money fees vary by operator (Airtel, Moov, Zamani) and amount band. Use the calculator below for the exact cost in XOF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.

3 providersXOFNo levy
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FCFAXOF

Compare Airtel, Moov, Zamani fees in Niger

ProviderSendWithdrawLevyTotal
AIRAirtel
Check with providerCheck with providerNone
MOVMoov
Check with providerCheck with providerNone
ZAMZamani
Check with providerCheck with providerNone
Fees shown for FCFA100 XOF. Use the calculator above for your exact amount.

Niger operators in detail

AIR

Airtel Money

Niger · XOF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published
MOV

Moov Money

Niger · XOF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published
ZAM

Zamani Cash

Niger · XOF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published

XOF exchange rates

Live

vs XOF (Franc CFA)

Fixed peg: 1 EUR = 655.957 XOF (BCEAO/BEAC).
Updated Jun 28, 12:00 UTCAll rates →

Tax framework

No mobile money levy

Fee data last verified June 2026. Always confirm with your provider before large transactions.

How much does mobile money cost in Niger?

Niger has three wallets: Airtel Money, Moov Money and Zamani Cash (formerly Orange Money Niger). The country still uses XOF (UEMOA/BCEAO, euro-pegged at 655.957) in 2026, despite leaving ECOWAS within the AES bloc. No specific mobile-money tax is confirmed. Withdrawal grids are not published — check the menu before a large withdrawal.

What are the withdrawal fees in Niger?

Not every operator publishes a withdrawal grid in Niger: check the exact fee in the USSD menu or with an agent before a large withdrawal. Niger uses the CFA franc (XOF, BCEAO, euro-pegged) and remains a UEMOA member in 2026, despite leaving ECOWAS (AES bloc); no specific mobile-money tax is confirmed — verify. Receiving is free; you pay only to send and to withdraw.

Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.

Mobile money to bank & bank to mobile money in Niger

How much does a mobile money to bank transfer cost in Niger?

Airtel Money, Moov Money and Zamani Cash (formerly Orange Money Niger) all offer wallet-to-bank, but none publishes a machine-readable fee — the amount is shown in the menu before you confirm. Verify with the operator.

Wallet → Bank

Airtel Money, Moov Money and Zamani Cash (formerly Orange Money Niger) all offer wallet-to-bank, but none publishes a machine-readable fee — the amount is shown in the menu before you confirm. Verify with the operator.

Bank → Wallet

Bank-to-wallet loading is offered via bank apps; no per-transaction fee is published — confirm with your bank.

Niger uses the West African CFA franc (XOF, BCEAO), pegged to the euro at 1 EUR = 655.957 XOF, and remains a UEMOA monetary-union member as of 2026 despite leaving ECOWAS (the AES bloc with Mali and Burkina Faso). No specific mobile-money tax is confirmed — verify.

Worked example: To move 100,000 FCFA from a wallet to a bank account, the fee is shown in the menu at confirmation — not published as a flat tier, so verify before sending.

Source: Airtel Money Niger (airtel.ne), Moov Money Niger (moov-africa.ne), Zamani Cash (ex-Orange Niger, Zamani Telecom). Operator pages JS-gated with no readable grid; Niger XOF/UEMOA status per BCEAO, 2026 — verify with provider.

USSD codes: send and withdraw in Niger

  1. Moov MoneyDial *555# for the Moov Money menu (transfer, withdrawal, balance), then confirm with your PIN.

Send and invoice to/from Niger

🧾 Create an invoice
Billing a client in XOF? Make a free invoice that shows the real mobile-money cash-out cost — no signup.
Create an invoice →

Frequently Asked Questions

What are the mobile money providers in Niger?
The main mobile money providers in Niger are Airtel Money, Moov Money, Zamani Cash. Use our calculator above to compare fees across all providers.
Which is the cheapest mobile money provider in Niger?
The cheapest provider depends on the amount. Use our fee calculator to compare all providers side by side for your specific amount.
How do I avoid paying high mobile money fees in Niger?
Tips: 1) Compare providers using MomoCalc before sending. 2) Use the provider's app instead of an agent. 3) Send larger amounts less frequently. 4) Know the official fees so agents can't overcharge.