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Mobile Money Fees in Guinea

Orange Money, MTN - including all government levies. Updated June 2026.

How much does it cost to send money via mobile money in Guinea?

In Guinea, mobile money fees vary by operator (Orange Money, MTN) and amount band. Use the calculator below for the exact cost in GNF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.

2 providersGNFNo levy
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FGGNF

Compare Orange Money, MTN fees in Guinea

ProviderSendWithdrawLevyTotal
ORGOrange Money
Check with providerFreeNone
MTNMTN
Check with providerCheck with providerNone
Fees shown for FG100 GNF. Use the calculator above for your exact amount.

Guinea operators in detail

ORG

Orange Money

Guinea · GNF

Send money fees

Check with provider - tariff not published

Withdrawal fees

FG2,000-FG100,000FG1,000
FG100,001-FG5,000,0001%
FG5,000,001-FG15,000,0000.8%
MTN

MTN MoMo

Guinea · GNF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published

Tax framework

No mobile money levy

Fee data last verified June 2026. Always confirm with your provider before large transactions.

How much does mobile money cost in Guinea?

In Guinea, mobile money is led by Orange Money Guinée — the only operator that publishes an official withdrawal grid — and MTN MoMo. Deposits are free; withdrawal is the main cost: Orange charges a flat GNF 1,000 up to 100,000, then 1% (to 5M) and 0.8% above. The Guinean franc floats freely, so FX moves with the market.

What are the withdrawal fees in Guinea?

To withdraw 10,000 GNF in Guinea, expect roughly: Orange Money FG1,000. The Guinean franc (GNF) floats freely (not euro-pegged); no specific mobile-money tax is confirmed — verify with the operator. Receiving is free; you pay only to send and to withdraw.

Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.

Mobile money to bank & bank to mobile money in Guinea

How much does a mobile money to bank transfer cost in Guinea?

Orange Money Guinée and MTN MoMo both offer wallet-to-bank, but neither publishes a machine-readable fee — the amount is shown in the menu before you confirm. Verify with the operator.

Wallet → Bank

Orange Money Guinée and MTN MoMo both offer wallet-to-bank, but neither publishes a machine-readable fee — the amount is shown in the menu before you confirm. Verify with the operator.

Bank → Wallet

Loading a wallet from a bank account is available via the bank's app or the operator; no per-transaction fee is published — confirm with your bank.

Guinea uses the Guinean franc (GNF), which floats freely and is NOT pegged to the euro — unlike the CFA zones. Orange Money Guinée publishes its withdrawal grid (flat GNF 1,000 up to 100,000; 1% then 0.8% above); deposit is free.

Worked example: Withdrawing GNF 50,000 from Orange Money costs a flat GNF 1,000 (the 2,000–100,000 band). For a wallet-to-bank transfer, confirm the fee in the #144# menu before sending.

Source: Orange Money Guinée official tariff notice (Feb 2026; reaffirmed 11 Mar 2026 Conakry communiqué). MTN MoMo / wallet↔bank fees not publicly published — verify with provider.

USSD codes: send and withdraw in Guinea

  1. Orange MoneyDial #144# for the Orange Money menu (transfer, withdrawal, balance), then confirm with your PIN.

Send and invoice to/from Guinea

🧾 Create an invoice
Billing a client in GNF? Make a free invoice that shows the real mobile-money cash-out cost — no signup.
Create an invoice →

Frequently Asked Questions

What are the mobile money providers in Guinea?
The main mobile money providers in Guinea are Orange Money, MTN MoMo. Use our calculator above to compare fees across all providers.
Which is the cheapest mobile money provider in Guinea?
The cheapest provider depends on the amount. Use our fee calculator to compare all providers side by side for your specific amount.
How do I avoid paying high mobile money fees in Guinea?
Tips: 1) Compare providers using MomoCalc before sending. 2) Use the provider's app instead of an agent. 3) Send larger amounts less frequently. 4) Know the official fees so agents can't overcharge.