🇰🇪
Receive Money in Kenya
The best apps to send money directly to your mobile money wallet in Kenya. Fees, speed, and operators compared.
Annual inflows
$4.8B
% PIB
4.6% of GDP
Top sources
United States, United Kingdom
Supported Mobile Wallets
📱 M-Pesa (Safaricom)
Apps to send to Kenya
| App | Fee | Speed | Send from |
|---|---|---|---|
| 🌊Sendwave | Free | Minutes | UK, US, CA, FR, IT |
| 🌍WorldRemit | Flat fee | Minutes | UK, US, CA, AU, AE |
| 📲TapTap Send | Free | Minutes | UK, US, CA, AU, AE |
| 🦏NALA | Free | Minutes | UK, US, EU, CA |
| 💸Remitly | Flat fee | Minutes to 3 days | UK, US, CA, AU, AE |
| 💡Wise | % | 1–2 business days | UK, US, CA, AU, AE |
💡 Key fact
M-Pesa receives from 200+ countries via WorldRemit, MoneyGram, and Juba Express — recipients pay no fees on inbound transfers.
Send from a specific country
Frequently Asked Questions
What apps can I use to send money to Kenya mobile wallets?+
The most popular apps are Sendwave, LemFi, WorldRemit, TapTap Send and Remitly. They deliver directly to M-Pesa (Safaricom) in Kenya, in minutes.
Do I need to pay any fees to receive money on my wallet in Kenya?+
Generally no - recipients do not pay fees on international inbound transfers.
What is the maximum amount I can receive in Kenya?+
M-Pesa: max KES 250,000 per transaction. Max KES 500,000 per day. Max wallet balance KES 500,000.
How long does it take to receive money from abroad?+
Most apps (Sendwave, LemFi, TapTap Send, WorldRemit) deliver in minutes. Remitly Express is also fast. Remitly Economy and Wise take 1-3 business days.
Is there a government tax on receiving international money in Kenya?+
No government tax applies to international inbound transfers in Kenya as of 2026.