MMomoCalc
🇹🇩

Mobile Money Fees in Chad

Airtel, Moov - including all government levies. Updated June 2026.

How much does it cost to send money via mobile money in Chad?

In Chad, mobile money fees vary by operator (Airtel, Moov) and amount band. Use the calculator below for the exact cost in XAF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.

2 providersXAFNo levy
🧾 Create an invoice
Bill a client in XAF? Make a free invoice that shows the real mobile-money cash-out cost - no signup.
Create an invoice →
FCFAXAF

Compare Airtel, Moov fees in Chad

ProviderSendWithdrawLevyTotal
AIRAirtel
Check with providerCheck with providerNone
MOVMoov
Check with providerCheck with providerNone
Fees shown for FCFA100 XAF. Use the calculator above for your exact amount.

Chad operators in detail

AIR

Airtel Money

Chad · XAF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published
MOV

Moov Africa

Chad · XAF

Send money fees

Check with provider - tariff not published

Withdrawal fees

Check with provider - tariff not published

XAF exchange rates

Live

vs XAF (Franc CFA)

Fixed peg: 1 EUR = 655.957 XAF (BCEAO/BEAC).
Updated Jun 30, 15:00 UTCAll rates →

Tax framework

No mobile money levy

Fee data last verified June 2026. Always confirm with your provider before large transactions.

How much does mobile money cost in Chad?

In Chad, Airtel Money (*436#) and Moov Africa (Maroc Telecom group) lead. The CFA franc (XAF) is euro-pegged at 655.957 (CEMAC zone) — a euro send carries no FX risk. Only the Airtel *436# code is verified; tariff grids aren't published in readable form and should be verified with the operator.

What are the withdrawal fees in Chad?

Not every operator publishes a withdrawal grid in Chad: check the exact fee in the USSD menu or with an agent before a large withdrawal. Chad uses XAF (BEAC, euro-pegged at 655.957); no specific mobile-money tax is confirmed — verify with the operator. Receiving is free; you pay only to send and to withdraw.

Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.

Mobile money to bank & bank to mobile money in Chad

How much does a mobile money to bank transfer cost in Chad?

Airtel Money (*436#) and Moov Africa support bank transfers, but the per-transaction grid is not published — the fee shows in the menu. Verify with the operator.

Wallet → Bank

Airtel Money (*436#) and Moov Africa support bank transfers, but the per-transaction grid is not published — the fee shows in the menu. Verify with the operator.

Bank → Wallet

Bank-to-wallet top-up is offered via bank apps and agents; no flat fee is published — confirm with your bank.

Chad is in the CEMAC zone: XAF is pegged to the euro at 1 EUR = 655.957 (BEAC), so a euro send carries no FX risk. Only the Airtel *436# code is verified; Moov's national code is not confidently confirmed and is omitted rather than guessed.

Worked example: To move 100,000 XAF from Airtel Money to a bank account, the fee shows in *436# at confirmation — not a published flat tier, so verify before sending.

Source: Airtel Tchad channels (*436# verified), Moov Africa Tchad (Maroc Telecom group); grids not machine-readable — verify.

USSD codes: send and withdraw in Chad

  1. Airtel MoneyDial *436# for the Airtel Money menu (transfer, withdrawal, balance), then confirm with your PIN.

Send and invoice to/from Chad

🧾 Create an invoice
Billing a client in XAF? Make a free invoice that shows the real mobile-money cash-out cost — no signup.
Create an invoice →

Frequently Asked Questions

What are the mobile money providers in Chad?
The main mobile money providers in Chad are Airtel Money, Moov Africa. Use our calculator above to compare fees across all providers.
Which is the cheapest mobile money provider in Chad?
The cheapest provider depends on the amount. Use our fee calculator to compare all providers side by side for your specific amount.
How do I avoid paying high mobile money fees in Chad?
Tips: 1) Compare providers using MomoCalc before sending. 2) Use the provider's app instead of an agent. 3) Send larger amounts less frequently. 4) Know the official fees so agents can't overcharge.