MMomoCalc
🇸🇿

Mobile Money Fees in Eswatini

MTNincluding all government levies. Updated April 2026.

How much does it cost to send money via mobile money in Eswatini?

In Eswatini, mobile money fees vary by operator (MTN) and amount band. Use the calculator below for the exact cost in SZL, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.

1 providersSZLNo levy
ESZL

Compare Providers

ProviderSendWithdrawLevyTotal
MTNMTNCheapest
E4.00E12.00NoneE4.00
Fees shown for E100 SZL. Use the calculator above for your exact amount.

Provider Details

MTN

MTN MoMo

Eswatini · SZL

Send money fees

E1-E19.99E2
E20-E125.99E4
E126-E250.99E6
E251-E500.99E6

Withdrawal fees

E20-E500E12
E501-E1,200E22
E1,201-E2,200E32
E2,201-E4,000E39

Exchange Rates

Live

vs SZL (Eswatini Lilangeni)

Fixed peg: 1 ZAR = 1 SZL (Common Monetary Area).
Updated Jun 18, 18:00 UTCAll rates →

Government Levies & Taxes

No Government Levy

Quick Links

Fee data last verified April 2026. Always confirm with your provider before large transactions.

Sending money to Eswatini?

Compare the services that deliver to Eswatini - neutral verdict, no-affiliate, with the real recipient-side costs.

The complete Eswatini mobile money guide

Eswatini stands out in Africa with no state tax on mobile money. FX stays at par with the rand under the CMA. Here are the pages covering USSD codes, fees by operation type, limits and per-amount tariffs — every code verified against operator sources.

Frequently Asked Questions

What are the mobile money providers in Eswatini?
The main mobile money providers in Eswatini are MTN MoMo. Use our calculator above to compare fees across all providers.
Which is the cheapest mobile money provider in Eswatini?
The cheapest provider depends on the amount. Use our fee calculator to compare all providers side by side for your specific amount.
How do I avoid paying high mobile money fees in Eswatini?
Tips: 1) Compare providers using MomoCalc before sending. 2) Use the provider's app instead of an agent. 3) Send larger amounts less frequently. 4) Know the official fees so agents can't overcharge.