Mobile Money Fees in Mali
Orange, Moov, Wave - including all government levies. Updated June 2026.
How much does it cost to send money via mobile money in Mali?
In Mali, mobile money fees vary by operator (Orange, Moov, Wave) and amount band. Use the calculator below for the exact cost in XOF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.
Compare Orange, Moov, Wave fees in Mali
| Provider | Send | Withdraw | Levy | Total |
|---|---|---|---|---|
ORGOrange | FCFA50.00 | FCFA50.00 | None | FCFA50.00 |
MOVMoov | FCFA50.00 | FCFA50.00 | None | FCFA50.00 |
WAVWaveCheapest | Free | FCFA50.00 | None | Free |
Mali operators in detail
XOF exchange rates
Livevs XOF (Franc CFA)
Government Levies & Taxes
Mobile Money Withdrawal Levy
Levy activeMali applies a 1% State levy on mobile money cash withdrawals (retrait), paid by the customer withdrawing. It was introduced by Ordinance n°2025-008/PT-RM of 7 February 2025, effective 5 March 2025, to fund basic infrastructure and social development. A separate 10% tax applies to airtime/data top-ups.
Effective since 2025-03-05
Source: Ordonnance n°2025-008/PT-RM du 7 février 2025 (DGI Mali) ; KPMG TaxNewsFlash ; maliweb · verified 2026-06-20
⚖️ Wave vs Orange Money
Side-by-side fees, per-use-case verdict and a live calculator →
Fee data last verified June 2026. Always confirm with your provider before large transactions.
What are the withdrawal fees in Mali?
To withdraw 10,000 XOF in Mali, expect roughly: Orange FCFA100; Moov FCFA100; Wave FCFA100. On top, Mali's 1% State withdrawal levy applies (Ordinance 2025-008). Receiving is free; you pay only to send and to withdraw.
Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.
Mobile money to bank & bank to mobile money in Mali
How much does a mobile money to bank transfer cost in Mali?
Orange Money and Moov Money link to Malian banks for wallet-to-bank transfers; the exact fee is not published as a flat tier and is shown in the app before you confirm — verify with the operator.
Orange Money and Moov Money link to Malian banks for wallet-to-bank transfers; the exact fee is not published as a flat tier and is shown in the app before you confirm — verify with the operator.
Loading a wallet from a bank account is available via the bank's app or the operator; the exact bank-to-wallet fee is set per bank — confirm with your bank.
Mali charges a 1% State levy on mobile-money cash WITHDRAWALS (Ordinance 2025-008, since 5 March 2025), paid by the customer — separate from any wallet↔bank fee. The withdrawal fee also rose to 200 FCFA above 10,000 FCFA.
Worked example: Cashing out 50,000 FCFA at an agent carries the 1% State withdrawal levy (about 500 FCFA) on top of the operator's withdrawal fee. A wallet→bank transfer fee is shown in the app — verify before sending.
Source: Mali 1% withdrawal levy: Ordinance 2025-008/PT-RM (DGI Mali), verified 26 June 2026. Exact wallet↔bank tiers not published — confirm with provider.
USSD codes: send and withdraw in Mali
- Orange Money — Dial #144# for the Orange Money menu (transfer, withdrawal, balance), then confirm with your PIN.
- Wave (app) — Wave is app-first: use the Wave app (send, withdraw via agent QR).