Mobile Money Fees in Cameroon
MTN, Orange - including all government levies. Updated June 2026.
How much does it cost to send money via mobile money in Cameroon?
In Cameroon, mobile money fees vary by operator (MTN, Orange) and amount band. Use the calculator below for the exact cost in XAF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.
Compare MTN, Orange fees in Cameroon
| Provider | Send | Withdraw | Levy | Total |
|---|---|---|---|---|
MTNMTN | FCFA25.00 | FCFA100.00 | FCFA10.00 | FCFA35.00 |
ORGOrangeCheapest | Free | FCFA150.00 | FCFA10.00 | FCFA10.00 |
Cameroon operators in detail
Orange Money
Cameroon · XAF
Send money fees
| Free tier | Free |
| FCFA5,001-FCFA50,000 | 1% |
| FCFA50,001-FCFA200,000 | FCFA500 |
Withdrawal fees
| FCFA500-FCFA5,000 | FCFA150 |
| FCFA5,001-FCFA50,000 | 1.5% |
| FCFA50,001-FCFA200,000 | FCFA1,000 |
| FCFA200,001-FCFA500,000 | FCFA2,500 |
XAF exchange rates
Livevs XAF (Franc CFA)
Government Levies & Taxes
Money Transfer Tax (TTA)
Levy activeCameroon applies a 0.2% tax (TTA) on the amount of every mobile money transfer and withdrawal (0.4% round-trip), plus a flat 4 FCFA per transaction. The 0.2% has applied since 1 January 2022 and the 4 FCFA since 1 January 2025. Cash deposits, merchant payments and bank transfers are exempt. The user pays; the operator (MTN MoMo, Orange Money) collects it.
Effective since 2022-01-01
Source: Loi de finances 2022 (Loi n°2021/026, CGI Art. 228 bis–sexies) ; Loi de finances 2025 ; Deloitte Cameroun · verified 2026-06-20
Quick Links
Fee data last verified June 2026. Always confirm with your provider before large transactions.
What are the withdrawal fees in Cameroon?
To withdraw 10,000 XAF in Cameroon, expect roughly: MTN FCFA200; Orange FCFA150. Note the Money Transfer Tax (TTA) levy. Receiving is free; you pay only to send and to withdraw.
Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.
Mobile money to bank & bank to mobile money in Cameroon
How much does a mobile money to bank transfer cost in Cameroon?
Cameroon's two operators price it differently. MTN MoMo ("Push and Pull", *126#) charges per bank — for example Ecobank 1%, UBA 1% capped at 1,000 FCFA, Afriland free. Orange Money ("OM Fusion", #150*7#) charges 1.5% up to 100,000 FCFA, then a flat 2,200–2,500 FCFA by band up to the 500,000 FCFA cap.
Cameroon's two operators price it differently. MTN MoMo ("Push and Pull", *126#) charges per bank — for example Ecobank 1%, UBA 1% capped at 1,000 FCFA, Afriland free. Orange Money ("OM Fusion", #150*7#) charges 1.5% up to 100,000 FCFA, then a flat 2,200–2,500 FCFA by band up to the 500,000 FCFA cap.
From a bank into the wallet, UBA Cameroon charges 1% up to 100,000 FCFA, then a flat 1,000 FCFA on higher bands up to 500,000 (to both MTN MoMo and Orange Money). Other banks set their own fees — check with yours.
Cameroon's 0.2% mobile-money tax (TTA, since January 2022) is set out to EXCLUDE bank transfers and deposits into wallets, so wallet↔bank movements should not attract it. In practice whether a specific flow counts as an exempt "virement" or a taxable "transfer" can be ambiguous — confirm with your operator.
Worked example: Sending 100,000 FCFA from MTN MoMo to a UBA account via Push and Pull costs about 1,000 FCFA (1%, capped). Pulling 100,000 FCFA from a UBA account back into a MoMo or Orange wallet costs about 1,000 FCFA too.
Source: MTN MoMo Cameroun Push and Pull (mtn.cm); Orange Money OM Fusion (orangemoney.orange.cm); UBA Cameroun Bank to Wallet (ubacameroon.com); TTA exclusion per Deloitte analysis (Loi 2021/026). Per-bank fees vary and pages carry no on-page date — verify in-app. Accessed 25 June 2026.
USSD codes: send and withdraw in Cameroon
- MTN MoMo — Dial *126# for the MTN MoMo menu (transfer, withdrawal, balance), then confirm with your PIN.
- Orange Money — Dial #150# for the Orange Money menu (transfer, withdrawal, balance), then confirm with your PIN.
Send and invoice to/from Cameroon
Sending money to Cameroon?
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