Rwanda Mobile Money Fees
MTN, Airtel - including all government levies. Updated August 2026.
How much does it cost to send money via mobile money in Rwanda?
In Rwanda, mobile money fees vary by operator (MTN, Airtel) and amount band. Use the calculator below for the exact cost in RWF, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.
Compare MTN, Airtel fees in Rwanda
| Provider | Send | Withdraw | Levy | Total |
|---|---|---|---|---|
MTNMTNCheapest | RWF100.00 | RWF200.00 | None | RWF100.00 |
AIRAirtel | RWF120.00 | RWF200.00 | None | RWF120.00 |
Which mobile money providers work in Rwanda?
MTN MoMo
Rwanda · RWF
Send money fees
| RWF1-RWF1,000 | RWF20 |
| RWF1,001-RWF10,000 | RWF100 |
| RWF10,001-RWF150,000 | RWF250 |
| RWF150,001+ | RWF1,500 |
Withdrawal fees
| RWF1,000-RWF10,000 | RWF200 |
| RWF10,001-RWF100,000 | RWF300 |
| RWF100,001-RWF500,000 | RWF1,500 |
| RWF500,001-RWF1,500,000 | RWF3,000 |
Airtel Money
Rwanda · RWF
Send money fees
| RWF1-RWF1,000 | RWF25 |
| RWF1,001-RWF10,000 | RWF120 |
| RWF10,001-RWF150,000 | RWF300 |
| RWF150,001+ | RWF1,800 |
Withdrawal fees
| RWF1,000-RWF10,000 | RWF200 |
| RWF10,001-RWF100,000 | RWF300 |
| RWF100,001-RWF500,000 | RWF1,500 |
| RWF500,001+ | RWF3,000 |
RWF exchange rates
Livevs RWF (Rwandan Franc)
Government Levies & Taxes
No Mobile Money Levy
Levy abolishedRwanda does not currently impose a specific government levy on mobile money transactions.
Quick Links
Fee data last verified August 2026. Always confirm with your provider before large transactions.
The complete Rwanda mobile money guide
Rwanda has a structural advantage: no government tax on mobile money. The operator fee IS the total cost. On the MTN MoMo side, the Mastercard Virtual Card (create via *182*6*2#) is the market's distinctive asset - Mastercard online access for any MoMo wallet holder, no bank account needed. Here are the pages that unpack the ecosystem.
Sending money to Rwanda?
Compare the services that deliver to Rwanda - neutral verdict, no-affiliate, with the real recipient-side costs.