Mobile Money Fees in Angola
Unitel Money, Multicaixa - including all government levies. Updated July 2026.
How much does it cost to send money via mobile money in Angola?
In Angola, mobile money fees vary by operator (Unitel Money, Multicaixa) and amount band. Use the calculator below for the exact cost in AOA, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.
Compare Unitel Money, Multicaixa fees in Angola
| Provider | Send | Withdraw | Levy | Total |
|---|---|---|---|---|
UMUnitel MoneyCheapest | Kz26.32 | Check with provider | None | Kz26.32 |
MCXMulticaixa | Check with provider | Check with provider | None | — |
Angola operators in detail
Unitel Money
Angola · AOA
Send money fees
| Kz1-Kz1,000 | Kz26.32 |
| Kz1,001-Kz2,000 | Kz48.25 |
| Kz2,001-Kz3,000 | Kz90 |
Withdrawal fees
| Check with provider - tariff not published |
Multicaixa Express
Angola · AOA
Send money fees
| Check with provider - tariff not published |
Withdrawal fees
| Check with provider - tariff not published |
AOA exchange rates
Livevs AOA (Angolan Kwanza)
Tax framework
No mobile money levy
Fee data last verified July 2026. Always confirm with your provider before large transactions.
How much does mobile money cost in Angola?
In Angola, Unitel Money (*449#, app) leads mobile money, alongside Multicaixa Express (EMIS interbank, ~3M users, which can top up Unitel Money). The kwanza (AOA) floats against the dollar. Unitel Money publishes a transfer tarifário (Kz 26.32 on small amounts) and raised the KWiK P2P limit to 500,000 Kz/day in 2026; the withdrawal grid isn't published in readable form — verify.
What are the withdrawal fees in Angola?
Not every operator publishes a withdrawal grid in Angola: check the exact fee in the USSD menu or with an agent before a large withdrawal. The Angolan kwanza (AOA) floats; no specific mobile-money tax is confirmed — verify with the operator. Receiving is free; you pay only to send and to withdraw.
Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.
Mobile money to bank & bank to mobile money in Angola
How much does a mobile money to bank transfer cost in Angola?
Unitel Money links to bank accounts and can be topped up via Multicaixa Express (EMIS interbank), but per-transaction wallet↔bank fees are not published in readable form — verify in the app or *449#.
Unitel Money links to bank accounts and can be topped up via Multicaixa Express (EMIS interbank), but per-transaction wallet↔bank fees are not published in readable form — verify in the app or *449#.
Loading Unitel Money from a bank card/account via Multicaixa Express is widely used; no flat fee is published — confirm with your bank.
Angola's kwanza (AOA) floats against the dollar. Multicaixa Express (EMIS) is the dominant bank/interop app (~3M users) and integrates with Unitel Money. Unitel Money raised its KWiK P2P daily limit to 500,000 Kz in 2026.
Worked example: To move Kz from Unitel Money to a bank account, the fee shows in *449# at confirmation — the transfer tarifário starts at Kz 26.32 on small amounts; higher bands and cash-out, verify.
Source: unitelmoney.ao (Unitel Money *449#, tarifário), EMIS/Multicaixa Express; withdrawal grid not machine-readable — verify.
USSD codes: send and withdraw in Angola
- Unitel Money — Dial *449# for the Unitel Money menu (transfer, withdrawal, balance), then confirm with your PIN.