Madagascar Mobile Money Fees
MVola, Orange, Airtel - including all government levies. Updated July 2026.
How much does it cost to send money via mobile money in Madagascar?
In Madagascar, mobile money fees vary by operator (MVola, Orange, Airtel) and amount band. Use the calculator below for the exact cost in MGA, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.
Compare MVola, Orange, Airtel fees in Madagascar
| Provider | Send | Withdraw | Levy | Total |
|---|---|---|---|---|
MVOMVolaCheapest | Ar500.00 | Ar1,300.00 | None | Ar500.00 |
ORGOrange | Ar700.00 | Ar2,000.00 | None | Ar700.00 |
AIRAirtel | Ar700.00 | Ar2,000.00 | None | Ar700.00 |
Which mobile money providers work in Madagascar?
MVola
Madagascar · MGA
Send money fees
| Ar100-Ar1,000 | Ar70 |
| Ar1,001-Ar5,000 | Ar70 |
| Ar5,001-Ar10,000 | Ar150 |
| Ar10,001-Ar25,000 | Ar250 |
Withdrawal fees
| Ar100-Ar1,000 | Ar0 |
| Ar1,001-Ar5,000 | Ar150 |
| Ar5,001-Ar10,000 | Ar275 |
| Ar10,001-Ar20,000 | Ar550 |
Orange Money
Madagascar · MGA
Send money fees
| Ar100-Ar1,000 | Ar100 |
| Ar1,001-Ar5,000 | Ar100 |
| Ar5,001-Ar25,000 | Ar300 |
| Ar25,001-Ar100,000 | Ar700 |
Withdrawal fees
| Ar100-Ar1,000 | Ar0 |
| Ar1,001-Ar5,000 | Ar200 |
| Ar5,001-Ar10,000 | Ar350 |
| Ar10,001-Ar25,000 | Ar700 |
Airtel Money
Madagascar · MGA
Send money fees
| Ar100-Ar1,000 | Ar100 |
| Ar1,001-Ar5,000 | Ar100 |
| Ar5,001-Ar25,000 | Ar300 |
| Ar25,001-Ar100,000 | Ar700 |
Withdrawal fees
| Ar100-Ar1,000 | Ar0 |
| Ar1,001-Ar5,000 | Ar200 |
| Ar5,001-Ar10,000 | Ar350 |
| Ar10,001-Ar25,000 | Ar700 |
MGA exchange rates
Livevs MGA (Malagasy Ariary)
Tax framework
No mobile money levy
Fee data last verified July 2026. Always confirm with your provider before large transactions.
What are the withdrawal fees in Madagascar?
To withdraw 50,000 MGA in Madagascar, expect roughly: MVola Ar1,300; Orange Ar2,000; Airtel Ar2,000. Receiving is free; you pay only to send and to withdraw.
Fees computed from the operator schedules in our database (verified 2026). Confirm with your provider before a large transaction.
How do I transfer mobile money to a bank in Madagascar?
How much does a mobile money to bank transfer cost in Madagascar?
MVola (Telma) is the best-documented: wallet-to-bank is free to BNI and about 1% to other banks, plus any partner-bank fee (USSD #111#). Orange Money (#144#) and Airtel Money also offer wallet-to-bank, but their operator fees are not on a primary published source — check with the provider.
MVola (Telma) is the best-documented: wallet-to-bank is free to BNI and about 1% to other banks, plus any partner-bank fee (USSD #111#). Orange Money (#144#) and Airtel Money also offer wallet-to-bank, but their operator fees are not on a primary published source — check with the provider.
Bank-to-wallet on MVola is free to/from BNI and 0 Ar on the MVola side for other banks (the bank may still charge). Bank-side examples: BMOI to Orange Money is free; BMOI to Airtel Money is 1% (min 500 Ar); BMOI to MVola is 1% (min 1,000 Ar).
The ariary floats (no peg), and a wallet↔bank transfer has two legs — the operator's fee and the bank's fee — so always check both sides. Orange Money and Airtel Money operator fees could not be verified on a primary source; treat them as check-with-provider.
Worked example: Pushing 100,000 Ar from MVola to a BNI account is free on the MVola side; to another bank it is about 1,000 Ar (1%) on the MVola side plus that bank's own fee.
Source: MVola tariffs (mvola.mg, PDF dated 17 Feb 2025); BMOI "Conditions Tarifaires 2025" (1 Jan 2025). Orange Money and Airtel Money operator fees not on a primary dated page — check with provider. Verified 25 June 2026.
USSD codes: send and withdraw in Madagascar
- MVola — Dial #111# for the MVola menu (transfer, withdrawal, balance), then confirm with your PIN.
- Orange Money — Dial #144# for the Orange Money menu (transfer, withdrawal, balance), then confirm with your PIN.
Send and invoice to/from Madagascar
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Sending money to Madagascar?
Compare the services that deliver to Madagascar - neutral verdict, no-affiliate, with the real recipient-side costs.
Frequently Asked Questions
What are the mobile money providers in Madagascar?
Which is the cheapest mobile money provider in Madagascar?
How do I avoid paying high mobile money fees in Madagascar?
Receiving money from the Comoros: the MVola bridge
Telma (Axian group) runs MVola in both countries, and — rare in the region — a real direct transfer rail exists between them: from an MVola Comoros wallet you send straight to an MVola Madagascar wallet, wallet-to-wallet, launched 17 April 2023. It's the ONLY regional mobile-money bridge on this axis. You send via the MVola Super App or #444*1*2# on the Comoros side; announced caps: 1,000,000 KMF/day, 3,000,000/week, 4,000,000/month.
The confirmed direction is Comoros → Madagascar. The reverse (Madagascar → Comoros) from an MVola Madagascar wallet isn't documented as a consumer send — MVola Madagascar's international page is receive-side — so treat it as to-verify. For that direction, or to another wallet, the real options are Western Union, MoneyGram and Taptap Send.
Currency note: the Comorian franc (KMF) is euro-pegged at a fixed 491.96775 KMF per €1 (unchanged since 1999) — a euro send to the Comoros carries no FX risk. The Malagasy ariary (MGA), by contrast, FLOATS (no peg, IMF-classified floating): the rate moves daily and weighs as much as the fee.
Verified 7 July 2026 (sources: La Gazette des Comores 17 Apr 2023; mvola.km; mvola.mg; KMF peg: France–Comoros monetary cooperation accord).