Tanzania Mobile Money Charges
M-Pesa, Airtel, Mixx by Yas, Halo - including all government levies. Updated July 2026.
How much does it cost to send money via mobile money in Tanzania?
In Tanzania, mobile money fees vary by operator (M-Pesa, Airtel, Mixx by Yas) and amount band. Use the calculator below for the exact cost in TZS, including government levies. Typical fees range from flat unit amounts to a percentage of the transfer; withdrawals usually add a separate charge.
Compare M-Pesa, Airtel, Mixx by Yas fees in Tanzania
| Provider | Send | Withdraw | Levy | Total |
|---|---|---|---|---|
MPSM-PesaCheapest | Free | TSh1,450.00 | None | Free |
AIRAirtel | TSh350.00 | TSh1,450.00 | None | TSh350.00 |
MXXMixx by Yas | TSh350.00 | TSh1,450.00 | None | TSh350.00 |
HALHalo | Check with provider | Check with provider | None | — |
Which mobile money providers work in Tanzania?
M-Pesa (Vodacom)
Tanzania · TZS
Send money fees
| TSh200-TSh499 | TSh25 |
| TSh2,000-TSh2,999 | TSh61 |
| TSh3,000-TSh3,999 | TSh92 |
| TSh20,000-TSh29,999 | TSh583 |
Withdrawal fees
| TSh200-TSh999 | TSh175 |
| TSh1,000-TSh1,999 | TSh350 |
| TSh2,000-TSh2,999 | TSh400 |
| TSh3,000-TSh3,999 | TSh600 |
Airtel Money
Tanzania · TZS
Send money fees
| TSh200-TSh999 | TSh15 |
| TSh1,000-TSh2,999 | TSh30 |
| TSh3,000-TSh4,999 | TSh55 |
| TSh5,000-TSh9,999 | TSh130 |
Withdrawal fees
| TSh200-TSh999 | TSh175 |
| TSh1,000-TSh2,999 | TSh380 |
| TSh3,000-TSh4,999 | TSh620 |
| TSh5,000-TSh9,999 | TSh950 |
Mixx by Yas
Tanzania · TZS
Send money fees
| TSh200-TSh999 | TSh15 |
| TSh1,000-TSh2,999 | TSh30 |
| TSh3,000-TSh4,999 | TSh50 |
| TSh5,000-TSh9,999 | TSh130 |
Withdrawal fees
| TSh200-TSh999 | TSh175 |
| TSh1,000-TSh2,999 | TSh350 |
| TSh3,000-TSh4,999 | TSh600 |
| TSh5,000-TSh9,999 | TSh950 |
HaloPesa
Tanzania · TZS
Send money fees
| Check with provider - tariff not published |
Withdrawal fees
| Check with provider - tariff not published |
TZS exchange rates
Livevs TZS (Tanzanian Shilling)
Government Levies & Taxes
Mobile Money Withdrawal Levy ("tozo")
Levy activeTanzania charges a banded government levy when you cash out at a mobile-money agent — from TZS 10 up to a maximum of TZS 2,000 at the top band. Sending money carries no levy. The transfer levy on bank↔wallet and inter-bank moves was scrapped on 1 October 2022; the withdrawal levy was kept, with its maximum cut to TZS 2,000.
Effective since 2022-10-01
Source: GN 478V (Electronic Money Transaction Levy Regulations 2022, as amended 1 Oct 2022); Vodacom M-Pesa published tariff eff. 1 July 2025; Yas Tanzania live cash-out tariff; ICTD (14 Oct 2022) · verified 2026-07-08
Fee data last verified July 2026. Always confirm with your provider before large transactions.
Sending money to Tanzania?
Compare the services that deliver to Tanzania - neutral verdict, no-affiliate, with the real recipient-side costs.
The complete Tanzania mobile money guide (Ada za M-Pesa, Mixx by Yas, Airtel)
Tanzania has a distinctive fiscal stack (10% excise + 18% VAT on operator fees, ×1.298) plus a banded government levy on agent cash-out, from TZS 10 up to TZS 2,000 — what was scrapped in October 2022 was the transfer levy, not the withdrawal levy. LUKU (TANESCO) is the dominant bill-pay use case; Mixx by Yas is the former Tigo Pesa, rebranded 26 November 2024. Here are the pages covering USSD codes, all-in fees, LUKU, Lipa kwa Simu and per-amount tariffs — verified against operator sources.