💸 15 countries covered
Receive Money in Africa
Compare Sendwave, LemFi, WorldRemit, TapTap Send and more. Send money directly to mobile money wallets across Africa in minutes.
🇳🇬
Nigeria
$20.9B · 5.4% of GDP
🇬🇭
Ghana
$4.8B · 6% of GDP
🇰🇪
Kenya
$4.8B · 4.6% of GDP
🇹🇿
Tanzania
$757M · 1% of GDP
🇺🇬
Uganda
$1.49B · 2.6% of GDP
🇿🇲
Zambia
$180–200M · ~2% of GDP
🇷🇼
Rwanda
$537M · 3.9% of GDP
🇪🇹
Ethiopia
$1.0–1.5B · ~2–3% of GDP
🇸🇱
Sierra Leone
$80–100M · ~4–5% of GDP
🇨🇲
Cameroon
$300–400M · ~1.5–2% of GDP
🇸🇳
Senegal
$3B · ~10% of GDP
🇨🇮
Côte d'Ivoire
~$600M (net receiver after outflows) · ~1.3% of GDP
🇲🇱
Mali
$1.2B · ~5% of GDP
🇧🇫
Burkina Faso
$350–400M · ~3–4% of GDP
🇲🇿
Mozambique
$350–400M · ~2–3% of GDP
Popular apps to send to Africa
🌊Sendwave🍋LemFi🌍WorldRemit📲TapTap Send💸Remitly💡Wise🦏NALA🏦Western Union📱MTN Homeland
Frequently Asked Questions
What apps can I use to send money to Africa?+
The most popular apps are Sendwave, LemFi, WorldRemit, TapTap Send, Remitly, Wise, NALA and Western Union. They deliver directly to mobile money wallets (MTN MoMo, M-Pesa, Orange Money, Wave, OPay, etc.) in minutes.
Which apps are cheapest?+
Sendwave, LemFi, TapTap Send and NALA generally offer zero-fee transfers — they only earn on the FX rate. Wise offers the best exchange rate (mid-market rate) with transparent % fees.
How many African countries are covered?+
MomoCalc covers 15 countries for receiving money: Nigeria, Ghana, Kenya, Tanzania, Uganda, Zambia, Rwanda, Ethiopia, Sierra Leone, Cameroon, Senegal, Côte d'Ivoire, Mali, Burkina Faso and Mozambique.
Are there taxes on inbound international transfers?+
Most countries apply no tax on inbound transfers. Exceptions: Nigeria (₦50 EMT on transfers ≥₦10,000), Cameroon (0.2% + XAF 4), Mali (1% infrastructure), Sierra Leone (15% GST on fees), Zambia (0.1%).
How long do transfers take?+
Most apps (Sendwave, LemFi, TapTap Send, WorldRemit) deliver in minutes. Economy options (Remitly Economy, Wise) may take 1-3 business days for lower fees.