Mobile money send fees in Tanzania (Kutuma Pesa) 2026
Sending money in Tanzania (Kutuma Pesa) — P2P from your wallet to a friend's wallet — costs the operator's published per-band fee plus the 10% excise + 18% VAT on that fee. No tax on the amount itself.
✓ Verified June 2026.Operator tariffs cross-checked against vodacom.co.tz, yas.co.tz/mixx-by-yas and airtel.co.tz (per lib/data.ts); fiscal stack ×1.298 (10% excise + 18% VAT) applied to the operator fee. Quarterly review.
Send bands per operator
Per-band send tariffs are published on the country hub comparison table and on the per-amount send pages (linked below). The fiscal stack (excise + VAT) applies on the operator fee per send.
All values verified June 2026. Operator tariffs cross-checked against Vodacom Tanzania, Yas / Mixx by Yas, Airtel Tanzania and Halotel published sources; review cadence is quarterly.
Frequently asked questions
Is the send fee the same for on-network and off-network sends?
No — off-network (cross-network) sends typically attract a small surcharge over on-network. See the cross-network charges page.
Does the recipient pay anything to receive?
Receiving is free. The recipient only pays if and when they cash out at an agent (see withdrawal-charges).