HaloPesa Fees in Tanzania
🇹🇿 TZS (TSh) · Including all taxes
HaloPesa is one of the leading mobile money services in Tanzania, serving millions of users. Note that Tanzania applies a government levy on mobile money transactions. Use the fee tables below to see all charges including government taxes.
How much are HaloPesa charges in Tanzania in 2026?
On HaloPesa in Tanzania, receiving is free. Sending in the first band costs per the operator schedule; cashing out in the first band costs per the operator schedule. A state tax also applies (Mobile Money Withdrawal Levy). Tariffs verified against the operator source (June 2026).
HaloPesa Send Money Fee Tiers in Tanzania
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HaloPesa Withdrawal (Cash-Out) Fee Tiers in Tanzania
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Tanzania Mobile Money Levies & Taxes
Mobile Money Withdrawal Levy
Levy activeTanzania charges a tiered government levy on cash withdrawals at agents and ATMs only — TZS 10 to TZS 4,000 per transaction, capped at TZS 4,000. P2P sends are levy-free since the original 2021 levy on transfers was eliminated. Note: operator fees are also subject to 10% excise duty and 18% VAT.
Paid by sender
mobile money to Bank & Bank to mobile money: Transfer Fees
How much does a mobile money to bank transfer cost in Tanzania?
Wallet-to-bank runs over each operator's Pay Bank menu (M-Pesa Pay Bank *150*00#, Mixx by Yas → Bank, Airtel Money → Bank). You pay the operator's transfer fee — which already includes Tanzania's fiscal stack (10% excise + 18% VAT, a ~1.298× multiplier) — plus any fee the receiving bank charges. The menu shows the exact fee before you confirm; it varies by amount and bank.
Wallet-to-bank runs over each operator's Pay Bank menu (M-Pesa Pay Bank *150*00#, Mixx by Yas → Bank, Airtel Money → Bank). You pay the operator's transfer fee — which already includes Tanzania's fiscal stack (10% excise + 18% VAT, a ~1.298× multiplier) — plus any fee the receiving bank charges. The menu shows the exact fee before you confirm; it varies by amount and bank.
Pulling money from a bank into the wallet (bank → mobile money) is typically free or low-cost to receive, and is initiated from the bank's own app or USSD; the bank may apply its own outbound fee. Confirm the exact charge in your bank's mobile-money transfer screen.
Tanzania's mobile-money fees carry a fiscal stack — a 10% excise duty plus 18% VAT on the fee (about a 1.298× multiplier on the base operator fee). It is built into the displayed transfer fee, so the figure the Pay Bank menu shows is already tax-inclusive.
Worked example: To send TSh 100,000 from M-Pesa to a CRDB or NMB account, open *150*00#, choose Pay Bank, pick the bank, enter the account number and amount; the menu shows the all-in fee (operator fee × the 1.298 fiscal stack) before you confirm. On major partners the credit posts in seconds.
Source: Operator Pay Bank menus (vodacom.co.tz M-Pesa, yas.co.tz Mixx by Yas, airtel.co.tz); Tanzania fiscal stack 10% excise + 18% VAT (×1.298). Exact per-bank wallet→bank tiers vary — confirm in the live menu.
About HaloPesa in Tanzania
Tanzania has a genuinely competitive field — Vodacom M-Pesa, Airtel Money and Mixx by Yas (rebranded from Tigo Pesa in 2024) — landing money in Dar es Salaam and upcountry, with LUKU TANESCO as the dominant bill-pay use case. Tanzania's fiscal stack applies to the operator fee (10% excise + 18% VAT, ×1.298), not the transaction amount; the 2021-2022 tiered withdrawal levy was scrapped in October 2022. TCRA-mandated interoperability covers M-Pesa↔Mixx↔Airtel cross-network sends.
Government levy. Tanzania applies a government levy (Mobile Money Withdrawal Levy) on top of the operator fee — it is already included in the calculator totals above.
How to use it. You manage HaloPesa via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare HaloPesa with the other operators in Tanzania for your exact amount, use the calculator at the top of this page or open the Tanzania page. Tariffs rendered from our database, verified in 2026.
HaloPesa vs Other Providers in Tanzania: Fee Comparison
Frequently Asked Questions
How much does HaloPesa charge to send money in Tanzania?
See the fee tables above for details.
What are the HaloPesa withdrawal fees in Tanzania?
See the fee tables above for details.
Is there a government levy on HaloPesa transactions in Tanzania?
Yes. Tanzania applies a Mobile Money Withdrawal Levy on mobile money transactions.
What is the HaloPesa USSD code in Tanzania?
Use the HaloPesa mobile app or visit an authorized agent in Tanzania.
Is HaloPesa the cheapest mobile money provider in Tanzania?
It depends on the amount. Use the MomoCalc calculator on the Tanzania page to compare all providers for your specific amount.
How much does a mobile money to bank transfer cost in Tanzania?
Wallet-to-bank runs over each operator's Pay Bank menu (M-Pesa Pay Bank *150*00#, Mixx by Yas → Bank, Airtel Money → Bank). You pay the operator's transfer fee — which already includes Tanzania's fiscal stack (10% excise + 18% VAT, a ~1.298× multiplier) — plus any fee the receiving bank charges. The menu shows the exact fee before you confirm; it varies by amount and bank.
What is the bank to mobile money fee in Tanzania?
Pulling money from a bank into the wallet (bank → mobile money) is typically free or low-cost to receive, and is initiated from the bank's own app or USSD; the bank may apply its own outbound fee. Confirm the exact charge in your bank's mobile-money transfer screen.
Does any tax apply to mobile money to bank transfers in Tanzania?
Tanzania's mobile-money fees carry a fiscal stack — a 10% excise duty plus 18% VAT on the fee (about a 1.298× multiplier on the base operator fee). It is built into the displayed transfer fee, so the figure the Pay Bank menu shows is already tax-inclusive.