MTN MoMo Fees in Rwanda
🇷🇼 RWF (RWF) · Including all taxes
MTN MoMo is one of the leading mobile money services in Rwanda, serving millions of users. Send fees are RWF20 per transaction. Use the fee tables below to see all charges including government taxes.
How much are MTN MoMo charges in Rwanda in 2026?
On MTN MoMo in Rwanda, receiving is free. Sending in the first band costs a flat RWF20; cashing out in the first band costs a flat RWF200. No state tax stacks on top. Tariffs verified against the operator source (June 2026).
Send Money Fee Tiers
| Range | Fee |
|---|---|
| RWF1 - RWF1,000 | RWF20 RWF 20 |
| RWF1,001 - RWF10,000 | RWF100 RWF 100 |
| RWF10,001 - RWF150,000 | RWF250 RWF 250 |
| RWF150,001+ | RWF1,500 RWF 1,500 |
Withdrawal Fee Tiers
| Range | Fee |
|---|---|
| RWF1,000 - RWF10,000 | RWF200 RWF 200 |
| RWF10,001 - RWF100,000 | RWF300 RWF 300 |
| RWF100,001 - RWF500,000 | RWF1,500 RWF 1,500 |
| RWF500,001 - RWF1,500,000 | RWF3,000 RWF 3,000 |
| RWF1,500,001+ | RWF5,000 RWF 5,000 |
Government Levies
No Mobile Money Levy
Levy abolishedRwanda does not currently impose a specific government levy on mobile money transactions.
About MTN MoMo in Rwanda
Rwanda is served by MTN MoMo and Airtel Money, in an economy Kigali has pushed hard toward cashless. With two operators and a strong merchant-payment push, keeping money on the wallet to pay rather than cashing out is the encouraged norm here.
On pricing, here is how MTN MoMo structures its fees. Sending is priced by band : flat RWF20 RWF1–RWF1,000; flat RWF100 RWF1,001–RWF10,000; flat RWF250 RWF10,001–RWF150,000; flat RWF1,500 above RWF150,001. Cash-out is priced by band : flat RWF200 RWF1,000–RWF10,000; flat RWF300 RWF10,001–RWF100,000; flat RWF1,500 RWF100,001–RWF500,000; flat RWF3,000 RWF500,001–RWF1,500,000. Receiving money is free; the cost sits at sending and at cashing out to physical cash.
Government levy. There is currently no specific state mobile-money tax in Rwanda: you pay only the operator's fee.
How to use it. You manage MTN MoMo via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare MTN MoMo with the other operators in Rwanda for your exact amount, use the calculator at the top of this page or open the Rwanda page. Tariffs rendered from our database, verified in 2026.
Compare with Other Providers
Frequently Asked Questions
How much does MTN MoMo charge to send money in Rwanda?
MTN MoMo charges RWF20 per transfer in Rwanda.
What are the MTN MoMo withdrawal fees in Rwanda?
MTN MoMo withdrawal fees in Rwanda are RWF200 per transaction.
Is there a government levy on MTN MoMo transactions in Rwanda?
No. There is currently no government levy on mobile money transactions in Rwanda.
What is the MTN MoMo USSD code in Rwanda?
Use the MTN MoMo mobile app or visit an authorized agent in Rwanda.
Is MTN MoMo the cheapest mobile money provider in Rwanda?
It depends on the amount. Use the MomoCalc calculator on the Rwanda page to compare all providers for your specific amount.