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Receive Money in Rwanda

The best apps to send money directly to your mobile money wallet in Rwanda. Fees, speed, and operators compared.

Annual inflows
$537M
% PIB
3.9% of GDP
Top sources
United States, United Kingdom, Belgium

Supported Mobile Wallets

📱 MTN MoMo📱 Airtel Money

Apps to send to Rwanda

AppFeeSpeedSend from
🌊SendwaveFreeMinutesUK, US, CA, FR, IT
🍋LemFiFreeMinutesUK, US, CA, DE, FR
🌍WorldRemitFlat feeMinutesUK, US, CA, AU, AE
📲TapTap SendFreeMinutesUK, US, CA, AU, AE
💸RemitlyFlat feeMinutes to 3 daysUK, US, CA, AU, AE
💡 Key fact
Rwanda scores 92/100 on the RemitSCOPE MobileRemit Index — among Africa's most advanced mobile money ecosystems for receiving international funds.

How receiving works in Rwanda

The rail that credits the wallet. In Rwanda, money is credited to MTN MoMo or Airtel Money, in an ecosystem Kigali has pushed hard toward cashless. The country scores 92/100 on RemitSCOPE's MobileRemit Index, among Africa's most advanced for receiving international funds.

The real cost: moving the funds out. Receiving is free. Because the country encourages merchant payment from the wallet, keeping received money to pay (rather than cashing out) is the norm here and avoids the banded cash-out fees. See the Rwanda fees page.

Limits and receive flow. MTN MoMo Rwanda caps each transaction at RWF 2M and the day at RWF 4M. The main sources of inbound funds are the United States, the United Kingdom and Belgium. Rwanda's cashless push means many recipients spend received funds directly at merchants by QR code, without ever cashing out.

Send from a specific country

🇺🇸United States→🇬🇧United Kingdom→

Frequently Asked Questions

What apps can I use to send money to Rwanda mobile wallets?+
The most popular apps are Sendwave, LemFi, WorldRemit, TapTap Send and Remitly. They deliver directly to MTN MoMo, Airtel Money in Rwanda, in minutes.
Do I need to pay any fees to receive money on my wallet in Rwanda?+
Generally no - recipients do not pay fees on international inbound transfers.
What is the maximum amount I can receive in Rwanda?+
MTN MoMo Rwanda: max RWF 2M per transaction. Daily limit RWF 4M.
How long does it take to receive money from abroad?+
Most apps (Sendwave, LemFi, TapTap Send, WorldRemit) deliver in minutes. Remitly Express is also fast. Remitly Economy and Wise take 1-3 business days.
Is there a government tax on receiving international money in Rwanda?+
No government tax applies to international inbound transfers in Rwanda as of 2026.
How is the money credited to the wallet in Rwanda?+
In Rwanda, money is credited to MTN MoMo or Airtel Money, in an ecosystem Kigali has pushed hard toward cashless. The country scores 92/100 on RemitSCOPE's MobileRemit Index, among Africa's most advanced for receiving international funds.
How much does it cost to cash out received money in Rwanda?+
Receiving is free. Because the country encourages merchant payment from the wallet, keeping received money to pay (rather than cashing out) is the norm here and avoids the banded cash-out fees. See the Rwanda fees page.
View domestic fees in Rwanda →