🇬🇭 → 🇳🇬
Send Money Ghana to Nigeria via MTN MoMo
MTN MoMo Ghana → MTN MoMo PSB Nigeria
Today's rate
Updated 4 Jun 2026, 00:00 UTC
1 GHS = 116.270 NGN
How much are you sending?
GHS
Enter an amount above to see fees and what your recipient gets
Rate updated: 4 Jun 2026, 00:00 UTC · Indicative rate
MTN MoMo fee
4% of amount sent
Paid by sender · + ₦50 EMT levy on inbound transfers ≥ ₦10,000
Fee examples (GHS → NGN)
| Send (GHS) | Fee (GHS) | Recipient ~ (NGN) |
|---|---|---|
| 100 | 4 (4%) | 11,162 |
| 500 | 20 (4%) | 55,810 |
| 1,000 | 40 (4%) | 111,619 |
| 2,000 | 80 (4%) | 223,238 |
How to send from Ghana to Nigeria
- Open the MTN MoMo Ghana app → menu "MoMo App or *170#".
- Or dial
*170#→ Transfer → International. - Select Nigeria, enter the recipient's mobile number.
- Enter the amount in GHS. Confirm with your PIN.
- Instant settlement — the recipient gets an SMS and NGN in their wallet.
📌 ₦50 EMT levy: CBN charges ₦50 on inbound transfers ≥ ₦10,000. This levy is deducted from the recipient's wallet automatically.
Key fact: Ghana MoMo users pay 4% to send to Nigeria. Recipient gets NGN in their MoMo PSB wallet with NO fees — except ₦50 EMT levy on transfers ≥₦10,000.
Sending from Nigeria to Ghana?1 NGN = 0.00860 GHSFrequently Asked Questions
What is the fee for sending money from Ghana to Nigeria via MTN MoMo?+
MTN MoMo charges 4% of the amount sent. The recipient pays nothing except the ₦50 EMT levy on inbound transfers ≥ ₦10,000.
What wallet tier do I need to send money internationally from Nigeria?+
Tier 2 or Tier 3 only. Tier 1 wallets are restricted. Link your BVN to upgrade.
How do I send money from Ghana to Nigeria on MoMo PSB?+
Open the MoMo app → "MoMo App or *170#" → select Nigeria → enter recipient phone → confirm. Or dial *170# and follow prompts.
What are the daily limits for international transfers on MoMo PSB?+
Daily limits depend on the KYC tier of the sending wallet operator — check with your provider.
How long does it take for money to arrive?+
Transfers are instant — the recipient gets an SMS as soon as the transaction completes.