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Send Money from Nigeria to Sierra Leone via MTN MoMo

MTN MoMo PSB NigeriaOrange Money / Afrimoney Sierra Leone

How much does it cost to send money from Nigeria to Sierra Leone in 2026?

Via MTN MoMo, expect about 3% in fees. The recipient gets SLL. Because NGN and SLL both go through the US dollar, the real cost also includes each currency's spread to USD — see the USD-anchored rates below, not just the fee.

Today's rate
Updated 5 Sept 2026, 15:00 UTC
1 NGN = 18.540 SLL
Both currencies vs the US dollar
NGN official
1 USD = 1,324.21 NGN
SLL official
1 USD = 24,709.03 SLL
10,000 = Le186,594
1 NGN = 19 SLL · derived from the two USD legs
Interbank rate updated 5 Sept 15:00 UTC (less than 1h ago) · interbank mid-market
Why it costs more than the fee: NGN and SLL both price through the US dollar — there is no deep direct NGN/SLL market. So the route's true cost includes each currency's spread to USD: you can lose a little on BOTH conversions, not just on the visible transfer fee. Compare the USD-anchored rates above, not only the headline fee.

Nigeria's NGN on the parallel market

Tracks live P2P (via Bybit)

Nigeria's NGN trades at roughly a 3.7% premium on the parallel market — at the street rate your NGN is worth less against the dollar than the official rate above suggests, so the real route cost can be higher. See the Nigeria parallel rate →

Parallel signal: Binance P2P USDT median, updated 5 Sept 2026, 15:00 (less than 1h ago). The quote tracks the live official rate between refreshes.

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How much are you sending?

NGN
Enter an amount above to see fees and what your recipient gets

Rate updated: 5 Sept 2026, 15:00 UTC · Indicative rate

MTN MoMo fee
3% of amount sent
Paid by sender
Fee examples (NGN → SLL)
Send (NGN)Fee (NGN)Recipient ~ (SLL)
10,000300 (3%)179,838
50,0001,500 (3%)899,190
100,0003,000 (3%)1,798,380
200,0006,000 (3%)3,596,760

How to send from Nigeria to Sierra Leone

  1. Open the MoMo PSB app → menu "Transfer to Africa".
  2. Or dial *671# → Transfer → International.
  3. Select Sierra Leone, enter the recipient's mobile number.
  4. Enter the amount in NGN. Confirm with your PIN.
  5. Instant settlement — the recipient gets an SMS and SLL in their wallet.
⚠️ Tier 2/3 wallet required: Tier 1 wallets cannot send internationally. Upgrade by linking your BVN in the MoMo app settings. Tier 2: ₦200,000/day, Tier 3: ₦5,000,000/day.
Key fact: Large Sierra Leonean diaspora in Nigeria uses MTN MoMo to send remittances home. Funds converted to Leones (SLL) at market rate on arrival.

Frequently Asked Questions

What is the fee for sending money from Nigeria to Sierra Leone via MTN MoMo?+
MTN MoMo charges 3% of the amount sent. The recipient pays nothing.
What wallet tier do I need to send money internationally from Nigeria?+
Tier 2 or Tier 3 only. Tier 1 wallets are restricted. Link your BVN to upgrade.
How do I send money from Nigeria to Sierra Leone on MoMo PSB?+
Open the MoMo app → "Transfer to Africa" → select Sierra Leone → enter recipient phone → confirm. Or dial *671# and follow prompts.
What are the daily limits for international transfers on MoMo PSB?+
Tier 2: ₦200,000/day. Tier 3: ₦5,000,000/day.
How long does it take for money to arrive?+
Transfers are instant — the recipient gets an SMS as soon as the transaction completes.

Other routes from Nigeria