🇳🇬 → 🇬🇭
Send Money Nigeria to Ghana via MTN MoMo
MTN MoMo PSB Nigeria → MTN MoMo Ghana
Today's rate
Updated 4 Jun 2026, 00:00 UTC
1 NGN = 0.00860 GHS
How much are you sending?
NGN
Enter an amount above to see fees and what your recipient gets
Rate updated: 4 Jun 2026, 00:00 UTC · Indicative rate
MTN MoMo fee
3% of amount sent
Paid by sender
Fee examples (NGN → GHS)
| Send (NGN) | Fee (NGN) | Recipient ~ (GHS) |
|---|---|---|
| 10,000 | 300 (3%) | 83 |
| 50,000 | 1,500 (3%) | 417 |
| 100,000 | 3,000 (3%) | 834 |
| 200,000 | 6,000 (3%) | 1,668 |
How to send from Nigeria to Ghana
- Open the MoMo PSB app → menu "Transfer to Africa".
- Or dial
*671#→ Transfer → International. - Select Ghana, enter the recipient's mobile number.
- Enter the amount in NGN. Confirm with your PIN.
- Instant settlement — the recipient gets an SMS and GHS in their wallet.
⚠️ Tier 2/3 wallet required: Tier 1 wallets cannot send internationally. Upgrade by linking your BVN in the MoMo app settings. Tier 2: ₦200,000/day, Tier 3: ₦5,000,000/day.
Key fact: Nigeria and Ghana share the largest bilateral trade relationship in West Africa ($278M in 2023). MTN MoMo direct cuts fees from 8–20% (old methods) to just 3%.
Sending from Ghana to Nigeria?1 GHS = 116.270 NGNFrequently Asked Questions
What is the fee for sending money from Nigeria to Ghana via MTN MoMo?+
MTN MoMo charges 3% of the amount sent. The recipient pays nothing.
What wallet tier do I need to send money internationally from Nigeria?+
Tier 2 or Tier 3 only. Tier 1 wallets are restricted. Link your BVN to upgrade.
How do I send money from Nigeria to Ghana on MoMo PSB?+
Open the MoMo app → "Transfer to Africa" → select Ghana → enter recipient phone → confirm. Or dial *671# and follow prompts.
What are the daily limits for international transfers on MoMo PSB?+
Tier 2: ₦200,000/day. Tier 3: ₦5,000,000/day.
How long does it take for money to arrive?+
Transfers are instant — the recipient gets an SMS as soon as the transaction completes.