🇳🇬 → 🇷🇼
Send Money from Nigeria to Rwanda via MTN MoMo
MTN MoMo PSB Nigeria → MTN MoMo Rwanda
How much does it cost to send money from Nigeria to Rwanda in 2026?
Via MTN MoMo, expect about 3% in fees. The recipient gets RWF. Because NGN and RWF both go through the US dollar, the real cost also includes each currency's spread to USD — see the USD-anchored rates below, not just the fee.
Today's rate
Updated 5 Sept 2026, 15:00 UTC
1 NGN = 1.090 RWF
Both currencies vs the US dollar
NGN official
1 USD = 1,324.21 NGN
RWF official
1 USD = 1,476.19 RWF
₦10,000 = FRw11,148
1 NGN = 1.11 RWF · derived from the two USD legs
Interbank rate updated 5 Sept 15:00 UTC (less than 1h ago) · interbank mid-market
Why it costs more than the fee: NGN and RWF both price through the US dollar — there is no deep direct NGN/RWF market. So the route's true cost includes each currency's spread to USD: you can lose a little on BOTH conversions, not just on the visible transfer fee. Compare the USD-anchored rates above, not only the headline fee.
Nigeria's NGN on the parallel market
Tracks live P2P (via Bybit)Nigeria's NGN trades at roughly a 3.7% premium on the parallel market — at the street rate your NGN is worth less against the dollar than the official rate above suggests, so the real route cost can be higher. See the Nigeria parallel rate →
Parallel signal: Binance P2P USDT median, updated 5 Sept 2026, 15:00 (less than 1h ago). The quote tracks the live official rate between refreshes.
Rates & fees in this route
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Bill in RWF with the NGN equivalent at today's rate, and see the real mobile-money cash-out cost - free, no signup.
How much are you sending?
NGN
Enter an amount above to see fees and what your recipient gets
Rate updated: 5 Sept 2026, 15:00 UTC · Indicative rate
MTN MoMo fee
3% of amount sent
Paid by sender
Fee examples (NGN → RWF)
| Send (NGN) | Fee (NGN) | Recipient ~ (RWF) |
|---|---|---|
| 10,000 | 300 (3%) | 10,573 |
| 50,000 | 1,500 (3%) | 52,865 |
| 100,000 | 3,000 (3%) | 105,730 |
| 200,000 | 6,000 (3%) | 211,460 |
How to send from Nigeria to Rwanda
- Open the MoMo PSB app → menu "Transfer to Africa".
- Or dial
*671#→ Transfer → International. - Select Rwanda, enter the recipient's mobile number.
- Enter the amount in NGN. Confirm with your PIN.
- Instant settlement — the recipient gets an SMS and RWF in their wallet.
⚠️ Tier 2/3 wallet required: Tier 1 wallets cannot send internationally. Upgrade by linking your BVN in the MoMo app settings. Tier 2: ₦200,000/day, Tier 3: ₦5,000,000/day.
Key fact: Growing Nigeria-Rwanda corridor driven by tech workers, students and business ties. MTN MoMo direct = 3% vs 8–20% via legacy operators.
Frequently Asked Questions
What is the fee for sending money from Nigeria to Rwanda via MTN MoMo?+
MTN MoMo charges 3% of the amount sent. The recipient pays nothing.
What wallet tier do I need to send money internationally from Nigeria?+
Tier 2 or Tier 3 only. Tier 1 wallets are restricted. Link your BVN to upgrade.
How do I send money from Nigeria to Rwanda on MoMo PSB?+
Open the MoMo app → "Transfer to Africa" → select Rwanda → enter recipient phone → confirm. Or dial *671# and follow prompts.
What are the daily limits for international transfers on MoMo PSB?+
Tier 2: ₦200,000/day. Tier 3: ₦5,000,000/day.
How long does it take for money to arrive?+
Transfers are instant — the recipient gets an SMS as soon as the transaction completes.