🇳🇬 → 🇹🇬
Send Money Nigeria to Togo via MTN MoMo
MTN MoMo PSB Nigeria → TMoney / Flooz Togo
Today's rate
Updated 4 Jun 2026, 00:00 UTC
1 NGN = 0.41400 XOF
How much are you sending?
NGN
Enter an amount above to see fees and what your recipient gets
Rate updated: 4 Jun 2026, 00:00 UTC · Indicative rate
MTN MoMo fee
3% of amount sent
Paid by sender
Fee examples (NGN → XOF)
| Send (NGN) | Fee (NGN) | Recipient ~ (XOF) |
|---|---|---|
| 10,000 | 300 (3%) | 4,016 |
| 50,000 | 1,500 (3%) | 20,079 |
| 100,000 | 3,000 (3%) | 40,158 |
| 200,000 | 6,000 (3%) | 80,316 |
How to send from Nigeria to Togo
- Open the MoMo PSB app → menu "Transfer to Africa".
- Or dial
*671#→ Transfer → International. - Select Togo, enter the recipient's mobile number.
- Enter the amount in NGN. Confirm with your PIN.
- Instant settlement — the recipient gets an SMS and XOF in their wallet.
⚠️ Tier 2/3 wallet required: Tier 1 wallets cannot send internationally. Upgrade by linking your BVN in the MoMo app settings. Tier 2: ₦200,000/day, Tier 3: ₦5,000,000/day.
Key fact: Nigeria-Togo trade corridor runs through Cotonou port. MTN MoMo Nigeria connects to TMoney and Flooz wallets in Togo, enabling direct wallet-to-wallet transfers.
Frequently Asked Questions
What is the fee for sending money from Nigeria to Togo via MTN MoMo?+
MTN MoMo charges 3% of the amount sent. The recipient pays nothing.
What wallet tier do I need to send money internationally from Nigeria?+
Tier 2 or Tier 3 only. Tier 1 wallets are restricted. Link your BVN to upgrade.
How do I send money from Nigeria to Togo on MoMo PSB?+
Open the MoMo app → "Transfer to Africa" → select Togo → enter recipient phone → confirm. Or dial *671# and follow prompts.
What are the daily limits for international transfers on MoMo PSB?+
Tier 2: ₦200,000/day. Tier 3: ₦5,000,000/day.
How long does it take for money to arrive?+
Transfers are instant — the recipient gets an SMS as soon as the transaction completes.