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Send Money Nigeria to Kenya via MTN MoMo

MTN MoMo PSB NigeriaM-Pesa Kenya (Safaricom)

Today's rate
Updated 4 Jun 2026, 00:00 UTC
1 NGN = 0.09460 KES

How much are you sending?

NGN
Enter an amount above to see fees and what your recipient gets

Rate updated: 4 Jun 2026, 00:00 UTC · Indicative rate

MTN MoMo fee
3% of amount sent
Paid by sender
Fee examples (NGN → KES)
Send (NGN)Fee (NGN)Recipient ~ (KES)
10,000300 (3%)918
50,0001,500 (3%)4,588
100,0003,000 (3%)9,176
200,0006,000 (3%)18,352

How to send from Nigeria to Kenya

  1. Open the MoMo PSB app → menu "Transfer to Africa".
  2. Or dial *671# → Transfer → International.
  3. Select Kenya, enter the recipient's mobile number.
  4. Enter the amount in NGN. Confirm with your PIN.
  5. Instant settlement — the recipient gets an SMS and KES in their wallet.
⚠️ Tier 2/3 wallet required: Tier 1 wallets cannot send internationally. Upgrade by linking your BVN in the MoMo app settings. Tier 2: ₦200,000/day, Tier 3: ₦5,000,000/day.
Key fact: Newly added Jan 2026: Nigeria MoMo PSB expanded to Kenya. Funds arrive in recipient's M-Pesa wallet in KES via Thunes/MFS Africa network.

Frequently Asked Questions

What is the fee for sending money from Nigeria to Kenya via MTN MoMo?+
MTN MoMo charges 3% of the amount sent. The recipient pays nothing.
What wallet tier do I need to send money internationally from Nigeria?+
Tier 2 or Tier 3 only. Tier 1 wallets are restricted. Link your BVN to upgrade.
How do I send money from Nigeria to Kenya on MoMo PSB?+
Open the MoMo app → "Transfer to Africa" → select Kenya → enter recipient phone → confirm. Or dial *671# and follow prompts.
What are the daily limits for international transfers on MoMo PSB?+
Tier 2: ₦200,000/day. Tier 3: ₦5,000,000/day.
How long does it take for money to arrive?+
Transfers are instant — the recipient gets an SMS as soon as the transaction completes.

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