🇳🇬 → 🇺🇬
Send Money from Nigeria to Uganda via MTN MoMo
MTN MoMo PSB Nigeria → MTN MoMo Uganda
How much does it cost to send money from Nigeria to Uganda in 2026?
Via MTN MoMo, expect about 3% in fees. The recipient gets UGX. Because NGN and UGX both go through the US dollar, the real cost also includes each currency's spread to USD — see the USD-anchored rates below, not just the fee.
Today's rate
Updated 19 Jul 2026, 03:00 UTC
1 NGN = 2.690 UGX
Both currencies vs the US dollar
NGN official
1 USD = 1,380.14 NGN
UGX official
1 USD = 3,666.66 UGX
₦10,000 = USh26,567
1 NGN = 2.66 UGX · derived from the two USD legs
Interbank rate updated 19 Jul 03:00 UTC (less than 1h ago) · interbank mid-market
Why it costs more than the fee: NGN and UGX both price through the US dollar — there is no deep direct NGN/UGX market. So the route's true cost includes each currency's spread to USD: you can lose a little on BOTH conversions, not just on the visible transfer fee. Compare the USD-anchored rates above, not only the headline fee.
Nigeria's NGN on the parallel market
P2P updated 16h agoNigeria's NGN trades at roughly a 1.8% premium on the parallel market — at the street rate your NGN is worth less against the dollar than the official rate above suggests, so the real route cost can be higher. See the Nigeria parallel rate →
P2P signal: last median 18 Jul 2026, 11:00 (16h ago) — may be slightly delayed. Premium % is the last known value; the quote still tracks the live official rate.
Rates & fees in this route
🧾 Doing business on this route? Create a fee-aware invoice
Bill in UGX with the NGN equivalent at today's rate, and see the real mobile-money cash-out cost - free, no signup.
How much are you sending?
NGN
Enter an amount above to see fees and what your recipient gets
Rate updated: 19 Jul 2026, 03:00 UTC · Indicative rate
MTN MoMo fee
3% of amount sent
Paid by sender
Fee examples (NGN → UGX)
| Send (NGN) | Fee (NGN) | Recipient ~ (UGX) |
|---|---|---|
| 10,000 | 300 (3%) | 26,093 |
| 50,000 | 1,500 (3%) | 130,465 |
| 100,000 | 3,000 (3%) | 260,930 |
| 200,000 | 6,000 (3%) | 521,860 |
How to send from Nigeria to Uganda
- Open the MoMo PSB app → menu "Transfer to Africa".
- Or dial
*671#→ Transfer → International. - Select Uganda, enter the recipient's mobile number.
- Enter the amount in NGN. Confirm with your PIN.
- Instant settlement — the recipient gets an SMS and UGX in their wallet.
⚠️ Tier 2/3 wallet required: Tier 1 wallets cannot send internationally. Upgrade by linking your BVN in the MoMo app settings. Tier 2: ₦200,000/day, Tier 3: ₦5,000,000/day.
Key fact: Same MTN network both ends — Nigeria MoMo PSB routes directly to MTN MoMo Uganda via MFS Africa. Instant settlement in UGX.
Frequently Asked Questions
What is the fee for sending money from Nigeria to Uganda via MTN MoMo?+
MTN MoMo charges 3% of the amount sent. The recipient pays nothing.
What wallet tier do I need to send money internationally from Nigeria?+
Tier 2 or Tier 3 only. Tier 1 wallets are restricted. Link your BVN to upgrade.
How do I send money from Nigeria to Uganda on MoMo PSB?+
Open the MoMo app → "Transfer to Africa" → select Uganda → enter recipient phone → confirm. Or dial *671# and follow prompts.
What are the daily limits for international transfers on MoMo PSB?+
Tier 2: ₦200,000/day. Tier 3: ₦5,000,000/day.
How long does it take for money to arrive?+
Transfers are instant — the recipient gets an SMS as soon as the transaction completes.