Send Money from Cameroon to Nigeria via MTN MoMo
MTN MoMo Cameroon → MTN MoMo PSB Nigeria
How much does it cost to send money from Cameroon to Nigeria in 2026?
Via MTN MoMo, expect about 4% in fees, plus the ₦50 EMT levy above ₦10,000. The recipient gets NGN. Because XAF and NGN both go through the US dollar, the real cost also includes each currency's spread to USD — see the USD-anchored rates below, not just the fee.
Why the Cameroon–Nigeria route matters
Nigeria–Cameroon trade crosses the eastern border in cattle, foodstuffs, fuel and manufactured goods, much of it informal — the naira meets the Central African CFA franc in dense cross-border markets along one of the continent's longest land borders.
Nigeria's NGN on the parallel market
Tracks live P2P (via Bybit)Nigeria's NGN trades at roughly a 2.5% premium on the parallel market — at the street rate your NGN is worth less against the dollar than the official rate above suggests, so the real route cost can be higher. See the Nigeria parallel rate →
Parallel signal: Binance P2P USDT median, updated 6 Oct 2026, 04:01 (less than 1h ago). The quote tracks the live official rate between refreshes.
How much are you sending?
Rate updated: 6 Oct 2026, 03:00 UTC · Indicative rate
| Send (XAF) | Fee (XAF) | Recipient ~ (NGN) |
|---|---|---|
| 10,000 | 400 (4%) | 22,080 |
| 50,000 | 2,000 (4%) | 110,400 |
| 100,000 | 4,000 (4%) | 220,800 |
| 500,000 | 20,000 (4%) | 1,104,000 |
How to send from Cameroon to Nigeria
- Open the MTN MoMo Cameroon app → menu "MoMo App or *126# → option 5 → international".
- Or dial
*126#→ Transfer → International. - Select Nigeria, enter the recipient's mobile number.
- Enter the amount in XAF. Confirm with your PIN.
- Instant settlement — the recipient gets an SMS and NGN in their wallet.