MMomoCalc

🇺🇸 USD to 🇸🇳 XOFUS Dollar to Franc CFA (FCFA) Rate Today

Indicative interbank rate. Interbank rate updated 19 Jul 00:00 UTC (less than 1h ago) · ExchangeRate-API (interbank)

Convert US Dollar to Franc CFA using the live indicative interbank rate and the converter below. Covers the cost of sending to WAEMU zone via the major mobile money apps.

LiveUpdated 19 Jul 00:00 UTC (less than 1h ago)
1 USD = 573 XOF

USD to XOF rate change

Rate tracking started 5 June 2026. Longer windows fill in as history grows.

1 day
+0.0%
1 week
-0.1%
1 month
+0.2%
1 year

Change in the USD→XOF rate. + means the Franc CFA weakened against the US Dollar; − means it strengthened.

Currency converter

You convert
🇺🇸USD
Receives
🇸🇳57,331XOF
1 USD = 573 XOF · Updated 2026-07-19 00:00
Send USD to WAEMU zone →

USD → XOF conversion table

USDXOF
1573
52,867
105,733
2011,466
5028,665
10057,331
200114,661
500286,653
1,000573,306
2,0001,146,613
5,0002,866,532
10,0005,733,064

Table computed at the indicative rate of 1 USD = 573 XOF. Real operator-side values include a 1%-4% spread.

US Dollar to Franc CFA exchange rate history

Current: 1 USD = 573 XOF
Low: 565High: 578
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What moves the Franc CFA rate

The West-African CFA franc is pegged to the euro at a fixed 655.957 since 1999, guaranteed by the French Treasury. The rate therefore does not move against the euro; against the dollar it tracks EUR/USD mechanically.

About the US Dollar

The US Dollar (USD, $) is the world's primary reserve currency and the de facto reference rate for most African remittance pricing. It is issued by the Federal Reserve System and subdivided into 100 cents. For African routes, the USD plays two distinct roles: as the on-the-wire settlement currency that originating remittance providers use to hedge between markets, and as the unit of account that diaspora senders most often think in. When operators quote a USD-to-local-currency rate, the difference between that rate and the interbank mid-market — the spread — is where most of the route's cost is hidden, often dwarfing the visible send fee. For receivers in countries with thin USD interbank markets such as Sierra Leone or Mozambique, the published rate can lag the interbank reference by several percentage points.

About the Franc CFA

The West African CFA Franc (XOF, FCFA) is the official currency of the eight UEMOA member states — Senegal, Côte d'Ivoire, Mali, Burkina Faso, Benin, Togo, Niger and Guinea-Bissau. It is issued by the Central Bank of West African States (BCEAO) and pegged to the Euro at the fixed rate of 655.957 XOF per 1 EUR — the same parity as the Central African XAF, though the two are not interchangeable. The fixed peg has held continuously since the Euro's launch in 1999. Since 30 September 2025, BCEAO's PI-SPI regional instant-payment system has made individual transfers free and instant across all 8 UEMOA wallets, dramatically reducing the cost of remitting XOF within the union for ordinary users. EUR-XOF flows from the French, Belgian and Italian diaspora are by far the largest UEMOA inbound route.

How to send US Dollar to WAEMU zone

For transfers from United States to WAEMU zone, the competitive options in 2026 are mobile-first remitters (Sendwave, LemFi, TapTap Send, Lemonade Finance), aggregators (Wise, WorldRemit, Remitly) and direct operator rails (MTN MoMo, Orange Money, M-Pesa Global). All-in cost depends on amount, receiving wallet and day. Compare options side by side on our WAEMU zone inbound transfer page.

Related pairs

FAQ

What is the USD/XOF exchange rate today?
The indicative rate is 1 USD = 573 XOF, updated 2026-07-19. This is an interbank mid-market reference; mobile money operators apply their own spread on top.
How much is 100 USD in XOF?
100 USD ≈ 57,331 XOF at the indicative rate. For 100 USD: 57,331 XOF. Use the converter above to try other amounts.
What's the best way to send US Dollar to WAEMU zone?
For USD to WAEMU zone transfers, compare Sendwave, LemFi, WorldRemit, TapTap Send, Wise and the local mobile money operators. The all-in cost depends on the amount and the receiving wallet; see our WAEMU zone inbound transfer comparison for current side-by-side pricing.
Is the Franc CFA a stable currency?
The West African CFA Franc (XOF, FCFA) is the official currency of the eight UEMOA member states — Senegal, Côte d'Ivoire, Mali, Burkina Faso, Benin, Togo, Niger and Guinea-Bissau. It is issued by the Central Bank of West African States (BCEAO) and pegged to the Euro at the fixed rate of 655.957 XOF per 1 EUR — the same parity as the Central African XAF, though the two are not interchangeable.
Why is the rate I see on my mobile money operator different?
The rate shown here is an indicative interbank mid-market reference. Operators (Sendwave, M-Pesa, MTN MoMo, LemFi, etc.) add a 1%-4% spread on top of this mid-market to cover their risk and operational cost. This is normal and consistent with market practice.

Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to WAEMU zone, see the inbound transfer comparison.