🇺🇸 USD to 🇸🇳 XOF Exchange Rate
Convert US Dollar to West African CFA Franc using the live indicative interbank rate and the converter below. Covers the cost of sending to WAEMU zone via the major mobile money apps.
Updated 2026-06-03
Currency converter
USD → XOF conversion table
| USD | XOF |
|---|---|
| 1 | 564 |
| 5 | 2,821 |
| 10 | 5,641 |
| 20 | 11,282 |
| 50 | 28,206 |
| 100 | 56,412 |
| 200 | 112,825 |
| 500 | 282,062 |
| 1,000 | 564,123 |
| 2,000 | 1,128,246 |
| 5,000 | 2,820,615 |
| 10,000 | 5,641,230 |
Table computed at the indicative rate of 1 USD = 564 XOF. Real operator-side values include a 1%-4% spread.
About the US Dollar
The US Dollar (USD, $) is the world's primary reserve currency and the de facto reference rate for most African remittance pricing. It is issued by the Federal Reserve System and subdivided into 100 cents. For African corridors, the USD plays two distinct roles: as the on-the-wire settlement currency that originating remittance providers use to hedge between markets, and as the unit of account that diaspora senders most often think in. When operators quote a USD-to-local-currency rate, the difference between that rate and the interbank mid-market — the spread — is where most of the corridor's cost is hidden, often dwarfing the visible send fee. For receivers in countries with thin USD interbank markets such as Sierra Leone or Mozambique, the published rate can lag the interbank reference by several percentage points.
About the West African CFA Franc
The West African CFA Franc (XOF, FCFA) is the official currency of the eight UEMOA member states — Senegal, Côte d'Ivoire, Mali, Burkina Faso, Benin, Togo, Niger and Guinea-Bissau. It is issued by the Central Bank of West African States (BCEAO) and pegged to the Euro at the fixed rate of 655.957 XOF per 1 EUR — the same parity as the Central African XAF, though the two are not interchangeable. The fixed peg has held continuously since the Euro's launch in 1999. Since 30 September 2025, BCEAO's PI-SPI regional instant-payment system has made individual transfers free and instant across all 8 UEMOA wallets, dramatically reducing the cost of remitting XOF within the union for ordinary users. EUR-XOF flows from the French, Belgian and Italian diaspora are by far the largest UEMOA inbound corridor.
How to send US Dollar to WAEMU zone
For transfers from United States to WAEMU zone, the competitive options in 2026 are mobile-first remitters (Sendwave, LemFi, TapTap Send, Lemonade Finance), aggregators (Wise, WorldRemit, Remitly) and direct operator rails (MTN MoMo, Orange Money, M-Pesa Global). All-in cost depends on amount, receiving wallet and day. Compare options side by side on our WAEMU zone inbound corridor page.
See the WAEMU zone inbound corridor comparison →Related pairs
FAQ
What is the USD/XOF exchange rate today?
How much is 100 USD in XOF?
What's the best way to send US Dollar to WAEMU zone?
Is the West African CFA Franc a stable currency?
Why is the rate I see on my mobile money operator different?
Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to WAEMU zone, see the inbound corridor comparison.