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Receive Money in Cameroon

The best apps to send money directly to your mobile money wallet in Cameroon. Fees, speed, and operators compared.

Annual inflows
$300–400M
% PIB
~1.5–2% of GDP
Top sources
France, United States, United Kingdom

Supported Mobile Wallets

📱 MTN MoMo Cameroon📱 Orange Money Cameroon

Apps to send to Cameroon

AppFeeSpeedSend from
🌊SendwaveFreeMinutesUK, US, CA, FR, IT
🍋LemFiFreeMinutesUK, US, CA, DE, FR
🌍WorldRemitFlat feeMinutesUK, US, CA, AU, AE
📲TapTap SendFreeMinutesUK, US, CA, AU, AE
🏦Western UnionFXMinutes to 1 dayUK, US, CA, AU, AE
⚠️ Inbound levy: 0.2% + XAF 4 per transaction levy on mobile money
💡 Key fact
Both MTN and Orange deliver direct to wallet instantly. LemFi offers zero-fee transfers from France — the #1 source country for Cameroonian diaspora.

How receiving works in Cameroon

The rail that credits the wallet. In Cameroon (CEMAC zone), funds arrive on MTN MoMo or Orange Money, the two dominant players, which deliver straight to the wallet near-instantly after conversion to the euro-pegged CFA franc.

The real cost: moving the funds out. Receiving is free, but a 0.2% mobile money tax (plus XAF 4 per transaction) sits on top of the operator fee, and cash-out follows the banded schedule. Compare the real cost on the Cameroon fees page.

Limits and receive flow. MTN MoMo Cameroon allows up to FCFA 1M per transaction and FCFA 2M per day. France is the #1 source country for the diaspora; LemFi offers zero-fee transfers from there, and the convertible CFA avoids any dollar scarcity.

Frequently Asked Questions

What apps can I use to send money to Cameroon mobile wallets?+
The most popular apps are Sendwave, LemFi, WorldRemit, TapTap Send and Remitly. They deliver directly to MTN MoMo Cameroon, Orange Money Cameroon in Cameroon, in minutes.
Do I need to pay any fees to receive money on my wallet in Cameroon?+
Generally no - recipients do not pay fees on international inbound transfers. Exception: 0.2% + XAF 4 per transaction levy on mobile money
What is the maximum amount I can receive in Cameroon?+
MTN MoMo Cameroon: max FCFA 1M per transaction. Daily limit FCFA 2M.
How long does it take to receive money from abroad?+
Most apps (Sendwave, LemFi, TapTap Send, WorldRemit) deliver in minutes. Remitly Express is also fast. Remitly Economy and Wise take 1-3 business days.
Is there a government tax on receiving international money in Cameroon?+
0.2% + XAF 4 per transaction levy on mobile money
How is the money credited to the wallet in Cameroon?+
In Cameroon (CEMAC zone), funds arrive on MTN MoMo or Orange Money, the two dominant players, which deliver straight to the wallet near-instantly after conversion to the euro-pegged CFA franc.
How much does it cost to cash out received money in Cameroon?+
Receiving is free, but a 0.2% mobile money tax (plus XAF 4 per transaction) sits on top of the operator fee, and cash-out follows the banded schedule. Compare the real cost on the Cameroon fees page.