MMomoCalc
ENFR
🇸🇱

Receive Money in Sierra Leone

The best apps to send money directly to your mobile money wallet in Sierra Leone. Fees, speed, and operators compared.

Annual inflows
$80–100M
% PIB
~4–5% of GDP
Top sources
United Kingdom, United States, Germany

Supported Mobile Wallets

📱 Orange Money Sierra Leone📱 Afrimoney (Africell)

Apps to send to Sierra Leone

AppFeeSpeedSend from
🌍WorldRemitFlat feeMinutesUK, US, CA, AU, AE
🏦Western UnionFXMinutes to 1 dayUK, US, CA, AU, AE
💸RemitlyFlat feeMinutes to 3 daysUK, US, CA, AU, AE
📲TapTap SendFreeMinutesUK, US, CA, AU, AE
⚠️ Inbound levy: 15% GST applies on the mobile money transaction fee (not the transfer amount)
💡 Key fact
Both Orange Money and Afrimoney accept inbound international transfers. Afrimoney launched a Visa card partnership with Pyypl (June 2024).

How receiving works in Sierra Leone

The rail that credits the wallet. In Sierra Leone, money is credited to Orange Money or Afrimoney (Africell), the two wallets that cover the market. International apps and regional gateways deliver to these wallets after conversion to leone.

The real cost: moving the funds out. Receiving is free, but a 15% GST applies to the mobile money transaction FEE (not the transfer amount), and cash-out follows the operator's banded schedule. In a thinner market, knowing the exact tariff guards against agent overcharging. See the fees page.

Limits and receive flow. Orange Money SL caps the day at NLe 15,000 and the month at NLe 100,000. Afrimoney launched a Visa card partnership with Pyypl, widening the use of received funds beyond plain cash-out.

Send from a specific country

🇬🇧United Kingdom→🇺🇸United States→

Frequently Asked Questions

What apps can I use to send money to Sierra Leone mobile wallets?+
The most popular apps are Sendwave, LemFi, WorldRemit, TapTap Send and Remitly. They deliver directly to Orange Money Sierra Leone, Afrimoney (Africell) in Sierra Leone, in minutes.
Do I need to pay any fees to receive money on my wallet in Sierra Leone?+
Generally no - recipients do not pay fees on international inbound transfers. Exception: 15% GST applies on the mobile money transaction fee (not the transfer amount)
What is the maximum amount I can receive in Sierra Leone?+
Orange Money SL: max NLe 15,000/day. Monthly limit NLe 100,000.
How long does it take to receive money from abroad?+
Most apps (Sendwave, LemFi, TapTap Send, WorldRemit) deliver in minutes. Remitly Express is also fast. Remitly Economy and Wise take 1-3 business days.
Is there a government tax on receiving international money in Sierra Leone?+
15% GST applies on the mobile money transaction fee (not the transfer amount)
How is the money credited to the wallet in Sierra Leone?+
In Sierra Leone, money is credited to Orange Money or Afrimoney (Africell), the two wallets that cover the market. International apps and regional gateways deliver to these wallets after conversion to leone.
How much does it cost to cash out received money in Sierra Leone?+
Receiving is free, but a 15% GST applies to the mobile money transaction FEE (not the transfer amount), and cash-out follows the operator's banded schedule. In a thinner market, knowing the exact tariff guards against agent overcharging. See the fees page.
View domestic fees in Sierra Leone →