MMomoCalc
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🇲🇿

Receive Money in Mozambique

The best apps to send money directly to your mobile money wallet in Mozambique. Fees, speed, and operators compared.

Annual inflows
$350–400M
% PIB
~2–3% of GDP
Top sources
South Africa, Portugal, United Kingdom

Supported Mobile Wallets

📱 M-Pesa Mozambique (Vodacom)📱 e-Mola (Tmcel)📱 mKesh

Apps to send to Mozambique

AppFeeSpeedSend from
🌍WorldRemitFlat feeMinutesUK, US, CA, AU, AE
📲TapTap SendFreeMinutesUK, US, CA, AU, AE
💸RemitlyFlat feeMinutes to 3 daysUK, US, CA, AU, AE
🏦Western UnionFXMinutes to 1 dayUK, US, CA, AU, AE
💡 Key fact
South Africa is by far the largest source — Mozambican mineworkers. WorldRemit and TapTap Send both deliver to M-Pesa Mozambique directly.

How receiving works in Mozambique

The rail that credits the wallet. In Mozambique, money is credited to Vodacom M-Pesa, e-Mola (Tmcel) or mKesh. M-Pesa dominates receiving, especially outside the big cities, with transfer apps delivering straight to the wallet after conversion to metical.

The real cost: moving the funds out. Receiving is free; the cost sits at agent cash-out, on the operator's banded schedule. Agent presence along the Maputo corridor matters most for cashing out conveniently. See the Mozambique fees page.

Limits and receive flow. M-Pesa Mozambique caps each transaction at MZN 100,000. South Africa is by far the largest source — Mozambican mineworkers — ahead of Portugal and the UK; WorldRemit and TapTap Send deliver directly to M-Pesa.

Send from a specific country

🇿🇦South Africa→🇬🇧United Kingdom→

Frequently Asked Questions

What apps can I use to send money to Mozambique mobile wallets?+
The most popular apps are Sendwave, LemFi, WorldRemit, TapTap Send and Remitly. They deliver directly to M-Pesa Mozambique (Vodacom), e-Mola (Tmcel), mKesh in Mozambique, in minutes.
Do I need to pay any fees to receive money on my wallet in Mozambique?+
Generally no - recipients do not pay fees on international inbound transfers.
What is the maximum amount I can receive in Mozambique?+
M-Pesa Mozambique: max MZN 100,000 per transaction.
How long does it take to receive money from abroad?+
Most apps (Sendwave, LemFi, TapTap Send, WorldRemit) deliver in minutes. Remitly Express is also fast. Remitly Economy and Wise take 1-3 business days.
Is there a government tax on receiving international money in Mozambique?+
No government tax applies to international inbound transfers in Mozambique as of 2026.
How is the money credited to the wallet in Mozambique?+
In Mozambique, money is credited to Vodacom M-Pesa, e-Mola (Tmcel) or mKesh. M-Pesa dominates receiving, especially outside the big cities, with transfer apps delivering straight to the wallet after conversion to metical.
How much does it cost to cash out received money in Mozambique?+
Receiving is free; the cost sits at agent cash-out, on the operator's banded schedule. Agent presence along the Maputo corridor matters most for cashing out conveniently. See the Mozambique fees page.
View domestic fees in Mozambique →