MMomoCalc
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Receive Money in Tanzania

The best apps to send money directly to your mobile money wallet in Tanzania. Fees, speed, and operators compared.

Annual inflows
$757M
% PIB
1% of GDP
Top sources
United Kingdom, Europe, EAC countries

Supported Mobile Wallets

📱 M-Pesa (Vodacom)📱 Airtel Money📱 Tigo Pesa

Apps to send to Tanzania

AppFeeSpeedSend from
🌍WorldRemitFlat feeMinutesUK, US, CA, AU, AE
📲TapTap SendFreeMinutesUK, US, CA, AU, AE
💸RemitlyFlat feeMinutes to 3 daysUK, US, CA, AU, AE
🏦Western UnionFXMinutes to 1 dayUK, US, CA, AU, AE
💡 Key fact
Vodacom Tanzania M-Pesa Global (Nov 2025) now connects to Visa Tap & Pay, Alipay, and MTN MoMo Uganda.

How receiving works in Tanzania

The rail that credits the wallet. In Tanzania, funds are credited to Vodacom M-Pesa, Airtel Money or Mixx by Yas via TCRA-mandated interoperability, which lets you receive regardless of the recipient's network. M-Pesa Global now extends these arrivals to Visa Tap & Pay, Alipay and MTN MoMo Uganda.

The real cost: moving the funds out. Receiving costs nothing; the cost sits at agent cash-out, on the operator's banded schedule. Because all three networks are interoperable, the choice is about agent density more than tariff. Details on the Tanzania fees page.

Limits and receive flow. M-Pesa Tanzania allows up to TZS 5M per transaction with full KYC, and a TZS 10M daily limit. The East African diaspora and the UK are the main sources of inbound funds.

Send from a specific country

Frequently Asked Questions

What apps can I use to send money to Tanzania mobile wallets?+
The most popular apps are Sendwave, LemFi, WorldRemit, TapTap Send and Remitly. They deliver directly to M-Pesa (Vodacom), Airtel Money, Tigo Pesa in Tanzania, in minutes.
Do I need to pay any fees to receive money on my wallet in Tanzania?+
Generally no - recipients do not pay fees on international inbound transfers.
What is the maximum amount I can receive in Tanzania?+
M-Pesa Tanzania: max TZS 5M per transaction with KYC verification. Daily limit TZS 10M.
How long does it take to receive money from abroad?+
Most apps (Sendwave, LemFi, TapTap Send, WorldRemit) deliver in minutes. Remitly Express is also fast. Remitly Economy and Wise take 1-3 business days.
Is there a government tax on receiving international money in Tanzania?+
No government tax applies to international inbound transfers in Tanzania as of 2026.
How is the money credited to the wallet in Tanzania?+
In Tanzania, funds are credited to Vodacom M-Pesa, Airtel Money or Mixx by Yas via TCRA-mandated interoperability, which lets you receive regardless of the recipient's network. M-Pesa Global now extends these arrivals to Visa Tap & Pay, Alipay and MTN MoMo Uganda.
How much does it cost to cash out received money in Tanzania?+
Receiving costs nothing; the cost sits at agent cash-out, on the operator's banded schedule. Because all three networks are interoperable, the choice is about agent density more than tariff. Details on the Tanzania fees page.