FIDTNGLA11-character variant (head office):
FIDTNGLAXXX| Bank code | Country | Location |
|---|---|---|
| FIDT | NG | LA |
| Fidelity Bank | NG (Nigeria) | Lagos |
An 11-character variant like FIDTNGLAXXX also indicates the head office — the trailing 'XXX' is the default. Codes ending in different sequences (e.g. 'FIDTNGLA001') refer to specific branches.
Fidelity Bank, founded in 1988 and listed on the Nigerian Exchange, has grown into one of the country's tier-2 commercial banks. The bank operates more than 250 branches in Nigeria and has built a notable digital-channels franchise with strong adoption of its mobile banking app. In 2023 Fidelity acquired Union Bank UK, giving it a UK subsidiary that anchors the GBP-to-NGN diaspora corridor on its own balance sheet. The SWIFT code FIDTNGLA identifies the Lagos head office and is the routing identifier most diaspora senders need to specify when wiring from the UK, US, or Eurozone. Long form: FIDTNGLAXXX.
vs NGN (Nigerian Naira)
Compare international operators that can deposit to a Fidelity Bank account through their banking partner network.
Wise is a MomoCalc affiliate partner — we may earn a commission if you open an account via this link, at no extra cost to you.
SWIFT and BIC are two names for the same identifier: an 8 or 11-character code standardised by ISO 9362 that identifies a bank in the SWIFT payment network. For a wire to Fidelity Bank, your sending bank needs this code (FIDTNGLA) to route the payment message through correspondent banks to Fidelity Bank in Lagos.
An IBAN, by contrast, identifies a specific bank account — not the institution. IBANs are mandatory in the European Economic Area, the UK, most of the Middle East, and several African countries (but Nigeria does not use IBANs universally). For most wires to Nigeria, you will supply SWIFT code FIDTNGLA + the recipient's account number, not an IBAN.
UK sort codes (6 digits) and US routing numbers (9 digits) are domestic-only equivalents — they do not work for international wires. If a US-based sender wants to wire to Fidelity Bank, they need the SWIFT code, not the US routing number of the correspondent bank (although their bank may use the routing number internally to route their side of the wire).
One final technical detail on the 11-character form: the last three characters identify a specific branch. When they read 'XXX' (as in FIDTNGLAXXX), they conventionally designate the head office itself. Most international wires use either the 8-character form or the 11-character form with XXX; unless your recipient explicitly tells you otherwise, that is the right choice.
Fidelity Bank's SWIFT/BIC code is FIDTNGLA. This 8-character code identifies the bank's Lagos head office for international wire transfers.
Yes. SWIFT (Society for Worldwide Interbank Financial Telecommunication) and BIC (Business Identifier Code) are two names for the same 8 or 11-character identifier standardised by ISO 9362. You will see Fidelity Bank's code referenced under either name on different financial platforms.
Yes. For an international wire to reach your Fidelity Bank account, the sender needs SWIFT code FIDTNGLA AND your account number. Some sending banks also request the recipient bank's full address (2 Kofo Abayomi Street, Victoria Island, Lagos).
Typically 1 to 5 business days. The timing depends on the intermediary (correspondent) banks between the sending bank and Fidelity Bank. Wires from major global banks (HSBC, Barclays, JPMorgan, Citi) usually clear fastest.
For smaller amounts to Nigeria, operators such as Wise, LemFi, Sendwave, and TapTap Send typically offer a rate closer to mid-market and lower fees than a classic SWIFT bank wire. See our Nigeria inbound corridor comparison for side-by-side pricing.
Source: Fidelity Bank's official website + Wise SWIFT directory. Last verified: 2026-06-04. SWIFT codes change rarely but always confirm with your bank before initiating a transfer. Educational only — not financial advice.