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🇨🇳 CNY to 🇳🇬 NGNChinese Yuan (RMB) to Nigerian Naira Rate Today

Indicative interbank rate. Interbank rate updated 19 Jul 12:00 UTC (1h ago) · ExchangeRate-API (interbank)

Convert Chinese Yuan to Nigerian Naira using the live indicative interbank rate and the converter below. Covers the cost of sending to Nigeria via the major mobile money apps.

LiveUpdated 19 Jul 12:00 UTC (1h ago)
1 CNY = 203.28 NGN

CNY to NGN rate change

1 day
-0.1%
1 week
+0.1%
1 month
+1.3%
1 year
-4.7%

Change in the CNY→NGN rate. + means the Nigerian Naira weakened against the Chinese Yuan; − means it strengthened.

Currency converter

You convert
🇨🇳CNY
Receives
🇳🇬20,328.00NGN
1 CNY = 203.28 NGN · Updated 2026-07-19 12:00
Send CNY to Nigeria →

CNY → NGN conversion table

CNYNGN
1203.28
51,016.40
102,032.80
204,065.60
5010,164.00
10020,328.00
20040,656.00
500101,640.00
1,000203,280.00
2,000406,560.00
5,0001,016,400.00
10,0002,032,800.00

Table computed at the indicative rate of 1 CNY = 203.28 NGN. Real operator-side values include a 1%-4% spread.

Chinese Yuan to Nigerian Naira exchange rate history

Current: 1 CNY = 203 NGN
Low: 85High: 218

Official vs Parallel Market Rate

Indicative — feed >24h
Official (interbank)
Central bank reference rate
1 CNY = 203.28 NGN
Parallel / bureau
Buy 204.53 · Sell 209.18
1 CNY206.86 NGN
Premium / spread
+1.8%

The official and parallel rates have nearly converged — the gap is small, so licensed bank and app channels are both safe and competitive.

Indicative — last update 18 Jul 2026, 11:00 (1d ago). The P2P feed has not responded for more than 24h; the premium may be out of date. The quote still tracks the live official rate.

The parallel rate shown is an indicative, community-aggregated figure sourced from MomoCalc parallel-rate tracker. MomoCalc does not buy, sell, or set currency rates. Parallel rates vary by location, dealer, and time of day, and trading outside licensed channels may carry legal and security risks. Always confirm current rates with a licensed dealer before transacting. Educational only — not financial advice.

What moves the Nigerian Naira rate

The naira has been on a managed float since the 2023 NAFEM unification, which erased most of the old official-vs-parallel gap (30%-60% pre-2023, now 1%-3%). Watch CBN interventions, oil receipts and the parallel-market premium — that is what moves the rate day to day.

About the Chinese Yuan

The Chinese Yuan (CNY, ¥) is the unit of the broader Renminbi currency system, issued by the People's Bank of China since 1948. The two names sometimes confuse newcomers: Renminbi (literally "people's currency") refers to the currency as a system, while yuan is the unit in which prices are quoted — both terms describe the same money. Two ISO codes circulate: CNY for the onshore mainland-traded yuan and CNH for the offshore yuan traded primarily in Hong Kong, which sometimes diverges modestly from the onshore rate. The PBOC operates a managed-float regime: a daily mid-point is set against the dollar and the market is permitted to trade within a roughly 2% band around it. For Africa, the yuan has become one of the most strategically important non-G3 currencies. China-Africa bilateral trade reached approximately $348 billion in 2025, up around 17% year-on-year, with Nigeria, South Africa, Angola, Egypt and Kenya as the largest counterparties. In April 2026, Ecobank confirmed negotiations with the Bank of China to launch direct local-currency-to-yuan settlement across its 35 African markets, signalling a structural move away from US-dollar intermediation for African importers paying Chinese suppliers. Note that the ¥ symbol is shared with the Japanese yen — context matters when reading a number.

About the Nigerian Naira

The Nigerian Naira (NGN, ₦) is the official currency of Nigeria, issued by the Central Bank of Nigeria (CBN) since 1973 when it replaced the Nigerian pound. Subdivided into 100 kobo, the Naira is one of Africa's most-traded currencies and the principal medium of exchange for the continent's largest economy. Since the CBN's 2023 unification of the parallel and official exchange rate windows through what it calls the NAFEM mechanism, the Naira has traded under market-driven pricing rather than the previous administered peg. Nigeria receives an estimated 20 billion USD a year in formal remittances, and for inbound flows to MTN MoMo PSB, OPay, PalmPay and Moniepoint the published Naira rate is now typically within 1%-3% of the parallel market — a sharp narrowing compared to the 30%-60% gaps that prevailed before unification.

How to send Chinese Yuan to Nigeria

For transfers from China to Nigeria, the competitive options in 2026 are mobile-first remitters (Sendwave, LemFi, TapTap Send, Lemonade Finance), aggregators (Wise, WorldRemit, Remitly) and direct operator rails (MTN MoMo, Orange Money, M-Pesa Global). All-in cost depends on amount, receiving wallet and day. Compare options side by side on our Nigeria inbound transfer page.

FX Watch · CNY/NGN

Nigeria-China trade reached approximately $22 billion in 2025, making this one of Africa's largest bilateral trade flows. Yet Nigerian importers cannot directly buy yuan through commercial banks at retail amounts. Most pay Chinese suppliers via a three-step process: send naira to a verified RMB exchanger, the exchanger funds Alipay or WeChat Pay, the supplier receives yuan. Rates quoted by these informal exchangers typically include a 3-7% margin over the interbank reference rate. The Ecobank-Bank of China talks announced in April 2026 — aimed at direct local-currency-to-yuan settlement across 35 African markets — may eventually formalise this route and compress the retail spread closer to interbank.

Related pairs

FAQ

What is the CNY/NGN exchange rate today?
The indicative rate is 1 CNY = 203.28 NGN, updated 2026-07-19. This is an interbank mid-market reference; mobile money operators apply their own spread on top.
How much is 100 CNY in NGN?
100 CNY ≈ 20,328.00 NGN at the indicative rate. For 100 CNY: 20,328.00 NGN. Use the converter above to try other amounts.
What's the best way to send Chinese Yuan to Nigeria?
For CNY to Nigeria transfers, compare Sendwave, LemFi, WorldRemit, TapTap Send, Wise and the local mobile money operators. The all-in cost depends on the amount and the receiving wallet; see our Nigeria inbound transfer comparison for current side-by-side pricing.
Is the Nigerian Naira a stable currency?
The Nigerian Naira (NGN, ₦) is the official currency of Nigeria, issued by the Central Bank of Nigeria (CBN) since 1973 when it replaced the Nigerian pound. Subdivided into 100 kobo, the Naira is one of Africa's most-traded currencies and the principal medium of exchange for the continent's largest economy.
Why is the rate I see on my mobile money operator different?
The rate shown here is an indicative interbank mid-market reference. Operators (Sendwave, M-Pesa, MTN MoMo, LemFi, etc.) add a 1%-4% spread on top of this mid-market to cover their risk and operational cost. This is normal and consistent with market practice.

Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to Nigeria, see the inbound transfer comparison.