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Nigeria NIBSS Sort Codes (2026)

NIBSS sort codes for 14 major Nigeria banks, with verified head-office and branch codes. In Nigeria, every bank branch has its own NIBSS code (9-digit) — different from the universal South African system.

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Codes verified June 2026. New branches receive new NIBSS codes regularly; confirm with your bank or the official NIBSS directory if a branch isn't listed.

Nigeria banks covered (14)

Bank	Head-office code	Branches listed
Access Bank	044150149	3	View branches ↓
Ecobank	050150010	1	View branches ↓
Fcmb	214150018	1	View branches ↓
Fidelity Bank	070150003	1	View branches ↓
First Bank	011151004	3	View branches ↓
Gtbank	058152012	3	View branches ↓
Keystone Bank	082150017	1	View branches ↓
Polaris Bank	076151006	1	View branches ↓
Stanbic Ibtc	221150546	1	View branches ↓
Sterling Bank	232150029	1	View branches ↓
Uba	033153513	2	View branches ↓
Union Bank	032080474	1	View branches ↓
Wema Bank	035150103	1	View branches ↓
Zenith Bank	057150013	2	View branches ↓

Nigeria sort codes by branch

Access Bank044150149(HO)

Branch	Sort code	Zone
Head Office (Plot 14/15 Prince Alaba Oniru, Oniru)HO	044150149	Lagos
Ikoyi Branch	044151135	Lagos
Victoria Island Branch	044151229	Lagos

Ecobank050150010(HO)

Branch	Sort code	Zone
Head Office (21 Ahmadu Bello Way, Victoria Island)HO	050150010	Lagos

Only the head-office code is published so far. Other Ecobank branches receive NIBSS codes regularly; confirm your branch code with the bank or the official NIBSS directory.

Fcmb214150018(HO)

Branch	Sort code	Zone
Head Office (Primrose Tower, 17A Tinubu Street)HO	214150018	Lagos

Only the head-office code is published so far. Other Fcmb branches receive NIBSS codes regularly; confirm your branch code with the bank or the official NIBSS directory.

Fidelity Bank070150003(HO)

Branch	Sort code	Zone
Head Office (Fidelity Place, Adeola Hopewell, Victoria Island)HO	070150003	Lagos

Only the head-office code is published so far. Other Fidelity Bank branches receive NIBSS codes regularly; confirm your branch code with the bank or the official NIBSS directory.

First Bank011151004(HO)

Branch	Sort code	Zone
Head Office (Samuel Asabia House, Marina)HO	011151004	Lagos
Lagos Island Branch	011151058	Lagos
Marina Branch	011151045	Lagos

Gtbank058152012(HO)

Branch	Sort code	Zone
Head Office (Plot 635 Akin Adesola, Victoria Island)HO	058152012	Lagos
Ikeja Branch	058152164	Lagos
Victoria Island Branch	058152025	Lagos

Keystone Bank082150017(HO)

Branch	Sort code	Zone
Head Office (Keystone Bank Crescent, Victoria Island)HO	082150017	Lagos

Only the head-office code is published so far. Other Keystone Bank branches receive NIBSS codes regularly; confirm your branch code with the bank or the official NIBSS directory.

Polaris Bank076151006(HO)

Branch	Sort code	Zone
Head Office (3 Akin Adesola, Victoria Island)HO	076151006	Lagos

Only the head-office code is published so far. Other Polaris Bank branches receive NIBSS codes regularly; confirm your branch code with the bank or the official NIBSS directory.

Stanbic Ibtc221150546(HO)

Branch	Sort code	Zone
Head Office (IBTC Place, Walter Carrington)HO	221150546	Lagos

Only the head-office code is published so far. Other Stanbic Ibtc branches receive NIBSS codes regularly; confirm your branch code with the bank or the official NIBSS directory.

Sterling Bank232150029(HO)

Branch	Sort code	Zone
Head Office (Sterling Towers, 20 Marina)HO	232150029	Lagos

Only the head-office code is published so far. Other Sterling Bank branches receive NIBSS codes regularly; confirm your branch code with the bank or the official NIBSS directory.

Uba033153513(HO)

Branch	Sort code	Zone
Head Office (UBA House, 57 Marina)HO	033153513	Lagos
Marina Branch	033080036	Lagos

Union Bank032080474(HO)

Branch	Sort code	Zone
Head Office (Stallion Plaza, 36 Marina)HO	032080474	Lagos

Only the head-office code is published so far. Other Union Bank branches receive NIBSS codes regularly; confirm your branch code with the bank or the official NIBSS directory.

Wema Bank035150103(HO)

Branch	Sort code	Zone
Head Office (Wema Towers, 54 Marina)HO	035150103	Lagos

Only the head-office code is published so far. Other Wema Bank branches receive NIBSS codes regularly; confirm your branch code with the bank or the official NIBSS directory.

Zenith Bank057150013(HO)

Branch	Sort code	Zone
Head Office (Plot 84 Ajose Adeogun, Victoria Island)HO	057150013	Lagos
Ajose Adeogun Branch	057150875	Lagos

How the NIBSS sort code works

In Nigeria, the NIBSS sort code is 9 digits: the first 3 identify the bank (GTBank 058, Access 044, First Bank 011, Zenith 057, UBA 033), and the next 6 identify the branch. NIBSS routes NUBAN payments and bank wires from one bank to another.

For incoming international transfers, you need the SWIFT code, not the sort code. See our Nigeria SWIFT directory.

Frequently asked questions

How do I find my Nigeria sort code?

The code is on your chequebook, your bank statement, or shown in the mobile banking app. You can also check the table below: 14 banks covered, with their head-office code.

Why does each branch have its own NIBSS code?

In Nigeria, the NIBSS system encodes the branch into the sort code. This routes payments to the right branch for clearing. It's different from South Africa, where one code covers every branch of a bank.

Is the sort code the same as the SWIFT code?

No. The sort code (NIBSS) is for DOMESTIC payments in Nigeria. The SWIFT code is for INCOMING INTERNATIONAL transfers. Two different use cases.