🇨🇲 XAF to 🇸🇳 XOF — Franc CFA (FCFA) to Franc CFA (FCFA) Rate Today
Live indicative interbank rate. Last refreshed 22 Jun 2026 14:00:57 UTC.
Convert Franc CFA to Franc CFA using the live indicative interbank rate and the converter below. Covers the cost of sending to WAEMU zone via the major mobile money apps.
Are the West and Central African CFA francs (XOF, XAF) the same?
Same value, not interchangeable. The West African CFA franc (XOF) and the Central African CFA franc (XAF) are both pegged to the euro at the same rate — 655.957 per €1 — so 1 XOF = 1 XAF in value. But XOF is legal tender only in the UEMOA/WAEMU zone and XAF only in the CEMAC zone: you cannot spend one in the other's region.
Because the rate is fixed, the only variable is the transfer cost. Compare sending fees →
Currency converter
XAF → XOF conversion table
| XAF | XOF |
|---|---|
| 500 | 500 |
| 1,000 | 1,000 |
| 2,000 | 2,000 |
| 5,000 | 5,000 |
| 10,000 | 10,000 |
| 25,000 | 25,000 |
| 50,000 | 50,000 |
| 100,000 | 100,000 |
| 250,000 | 250,000 |
| 500,000 | 500,000 |
| 1,000,000 | 1,000,000 |
Table computed at the indicative rate of 1 XAF = 1 XOF. Real operator-side values include a 1%-4% spread.
Franc CFA to Franc CFA exchange rate history
What moves the Franc CFA rate
The Central-African CFA franc is pegged to the euro at a fixed 655.957, like the XOF but not interchangeable. The rate is stable against the euro and tracks EUR/USD against the dollar; CEMAC-zone oil receipts weigh on reserves.
About the Franc CFA
The Central African CFA Franc (XAF, FCFA) is the official currency of the six CEMAC member states — Cameroon, Chad, Central African Republic, Congo-Brazzaville, Equatorial Guinea and Gabon. It is issued by the Bank of Central African States (BEAC) and pegged to the Euro at the fixed rate of 655.957 XAF per 1 EUR. The CFA is theoretically subdivided into 100 centimes, though the centime is no longer in active use. Despite sharing the CFA name, the XAF and the West African XOF are not interchangeable: cross-border payments between the two zones require an FX conversion at the BEAC-BCEAO interbank rate. For mobile-money inflows to MTN MoMo Cameroon and Orange Money in the CEMAC zone, EUR-to-XAF flows benefit from the fixed peg, while USD and GBP flows must cross EUR before converting.
About the Franc CFA
The West African CFA Franc (XOF, FCFA) is the official currency of the eight UEMOA member states — Senegal, Côte d'Ivoire, Mali, Burkina Faso, Benin, Togo, Niger and Guinea-Bissau. It is issued by the Central Bank of West African States (BCEAO) and pegged to the Euro at the fixed rate of 655.957 XOF per 1 EUR — the same parity as the Central African XAF, though the two are not interchangeable. The fixed peg has held continuously since the Euro's launch in 1999. Since 30 September 2025, BCEAO's PI-SPI regional instant-payment system has made individual transfers free and instant across all 8 UEMOA wallets, dramatically reducing the cost of remitting XOF within the union for ordinary users. EUR-XOF flows from the French, Belgian and Italian diaspora are by far the largest UEMOA inbound route.
How to send Franc CFA to WAEMU zone
For transfers from CEMAC zone to WAEMU zone, the competitive options in 2026 are mobile-first remitters (Sendwave, LemFi, TapTap Send, Lemonade Finance), aggregators (Wise, WorldRemit, Remitly) and direct operator rails (MTN MoMo, Orange Money, M-Pesa Global). All-in cost depends on amount, receiving wallet and day. Compare options side by side on our WAEMU zone inbound transfer page.
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FAQ
What is the XAF/XOF exchange rate today?
How much is 100 XAF in XOF?
What's the best way to send Franc CFA to WAEMU zone?
Is the Franc CFA a stable currency?
Why is the rate I see on my mobile money operator different?
Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to WAEMU zone, see the inbound transfer comparison.