🇬🇭 GHS to 🇸🇳 XOF — Ghanaian Cedi to Franc CFA (FCFA) Rate Today
Indicative interbank rate. Interbank rate updated 2 Aug 05:30 UTC (less than 1h ago) · ExchangeRate-API (interbank)
Convert Ghanaian Cedi to Franc CFA using the live indicative interbank rate and the converter below. Covers the cost of sending to WAEMU zone via the major mobile money apps.
Why the GHS–XOF route matters
Ghana sits between Francophone neighbours along the Accra–Abidjan coastal road and the northern Burkina border — cocoa, gold and re-exported goods drive cedi–CFA trade.
Currency converter
GHS → XOF conversion table
| GHS | XOF |
|---|---|
| 500 | 24,397 |
| 1,000 | 48,794 |
| 2,000 | 97,589 |
| 5,000 | 243,971 |
| 10,000 | 487,943 |
| 25,000 | 1,219,857 |
| 50,000 | 2,439,714 |
| 100,000 | 4,879,428 |
| 250,000 | 12,198,570 |
| 500,000 | 24,397,140 |
| 1,000,000 | 48,794,280 |
Table computed at the indicative rate of 1 GHS = 49 XOF. Real operator-side values include a 1%-4% spread.
Ghanaian Cedi to Franc CFA exchange rate history
Official vs Parallel Market Rate
Tracks live rateParallel premium reviewed 18 Jun 2026; the rate above tracks the live official rate (updated daily) — only the premium % is fixed.
The parallel rate shown is an indicative, community-aggregated figure sourced from CediRates forex-bureau avg. MomoCalc does not buy, sell, or set currency rates. Parallel rates vary by location, dealer, and time of day, and trading outside licensed channels may carry legal and security risks. Always confirm current rates with a licensed dealer before transacting. Educational only — not financial advice.
What moves the Ghanaian Cedi rate
The cedi is commodity-linked (gold, cocoa) and was shaped by the 2022-2024 sovereign-debt restructuring and the IMF programme. Inflation, the BoG's reserves and commodity prices are the drivers; the cedi saw heavy cumulative depreciation over that period.
About the Ghanaian Cedi
The Ghanaian Cedi (GHS, ₵) is the official currency of Ghana, issued by the Bank of Ghana. The current Cedi is the third iteration of the currency: it was reintroduced in July 2007 at a rate of 1 new Cedi for 10,000 old Cedis as part of a redenomination intended to simplify accounting and restore confidence in the unit. Subdivided into 100 pesewas, the Cedi has depreciated notably against the USD over the 2020s amid commodity-price volatility and inflation pressures. Ghana is a major gold and cocoa exporter, and Cedi liquidity often tracks commodity revenue cycles. For diaspora flows to MTN MoMo Ghana, AirtelTigo Money and Telecel Cash, the formal-channel Cedi rate sits close to interbank because Ghana's interbank market is comparatively deep and the abolition of the E-Levy in April 2025 removed a transaction-tax layer.
About the Franc CFA
The West African CFA Franc (XOF, FCFA) is the official currency of the eight UEMOA member states — Senegal, Côte d'Ivoire, Mali, Burkina Faso, Benin, Togo, Niger and Guinea-Bissau. It is issued by the Central Bank of West African States (BCEAO) and pegged to the Euro at the fixed rate of 655.957 XOF per 1 EUR — the same parity as the Central African XAF, though the two are not interchangeable. The fixed peg has held continuously since the Euro's launch in 1999. Since 30 September 2025, BCEAO's PI-SPI regional instant-payment system has made individual transfers free and instant across all 8 UEMOA wallets, dramatically reducing the cost of remitting XOF within the union for ordinary users. EUR-XOF flows from the French, Belgian and Italian diaspora are by far the largest UEMOA inbound route.
How to send Ghanaian Cedi to WAEMU zone
For transfers from Ghana to WAEMU zone, the competitive options in 2026 are mobile-first remitters (Sendwave, LemFi, TapTap Send, Lemonade Finance), aggregators (Wise, WorldRemit, Remitly) and direct operator rails (MTN MoMo, Orange Money, M-Pesa Global). All-in cost depends on amount, receiving wallet and day. Compare options side by side on our WAEMU zone inbound transfer page.
Related pairs
FAQ
What is the GHS/XOF exchange rate today?
How much is 100 GHS in XOF?
What's the best way to send Ghanaian Cedi to WAEMU zone?
Is the Franc CFA a stable currency?
Why is the rate I see on my mobile money operator different?
Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to WAEMU zone, see the inbound transfer comparison.