🇳🇬 NGN to 🇨🇲 XAF — Nigerian Naira to Franc CFA (FCFA) Rate Today
Live indicative interbank rate. Last refreshed 22 Jun 2026 12:00:04 UTC.
Convert Nigerian Naira to Franc CFA using the live indicative interbank rate and the converter below. Covers the cost of sending to CEMAC zone via the major mobile money apps.
NGN to XAF rate change
Rate tracking started 5 June 2026. Longer windows fill in as history grows.
Change in the NGN→XAF rate. + means the Franc CFA weakened against the Nigerian Naira; − means it strengthened.
Why the NGN–XAF corridor matters
The naira meets the Central African CFA franc across Nigeria's eastern border with Cameroon and Chad — cattle, foodstuffs and cross-border informal trade dominate this less-banked corridor.
Currency converter
NGN → XAF conversion table
| NGN | XAF |
|---|---|
| 500 | 212 |
| 1,000 | 424 |
| 2,000 | 848 |
| 5,000 | 2,120 |
| 10,000 | 4,240 |
| 25,000 | 10,600 |
| 50,000 | 21,200 |
| 100,000 | 42,400 |
| 250,000 | 106,000 |
| 500,000 | 212,000 |
| 1,000,000 | 424,000 |
Table computed at the indicative rate of 1 NGN = 0.424 XAF. Real operator-side values include a 1%-4% spread.
Nigerian Naira to Franc CFA exchange rate history
Official vs Parallel Market Rate
Tracks live rateParallel premium reviewed 18 Jun 2026; the rate above tracks the live official rate (updated daily) — only the premium % is fixed.
The parallel rate shown is an indicative, community-aggregated figure sourced from NgnRates / Aboki. MomoCalc does not buy, sell, or set currency rates. Parallel rates vary by location, dealer, and time of day, and trading outside licensed channels may carry legal and security risks. Always confirm current rates with a licensed dealer before transacting. Educational only — not financial advice.
What moves the Nigerian Naira rate
The naira has been on a managed float since the 2023 NAFEM unification, which erased most of the old official-vs-parallel gap (30%-60% pre-2023, now 1%-3%). Watch CBN interventions, oil receipts and the parallel-market premium — that is what moves the rate day to day.
About the Nigerian Naira
The Nigerian Naira (NGN, ₦) is the official currency of Nigeria, issued by the Central Bank of Nigeria (CBN) since 1973 when it replaced the Nigerian pound. Subdivided into 100 kobo, the Naira is one of Africa's most-traded currencies and the principal medium of exchange for the continent's largest economy. Since the CBN's 2023 unification of the parallel and official exchange rate windows through what it calls the NAFEM mechanism, the Naira has traded under market-driven pricing rather than the previous administered peg. Nigeria receives an estimated 20 billion USD a year in formal remittances, and for inbound flows to MTN MoMo PSB, OPay, PalmPay and Moniepoint the published Naira rate is now typically within 1%-3% of the parallel market — a sharp narrowing compared to the 30%-60% gaps that prevailed before unification.
About the Franc CFA
The Central African CFA Franc (XAF, FCFA) is the official currency of the six CEMAC member states — Cameroon, Chad, Central African Republic, Congo-Brazzaville, Equatorial Guinea and Gabon. It is issued by the Bank of Central African States (BEAC) and pegged to the Euro at the fixed rate of 655.957 XAF per 1 EUR. The CFA is theoretically subdivided into 100 centimes, though the centime is no longer in active use. Despite sharing the CFA name, the XAF and the West African XOF are not interchangeable: cross-border payments between the two zones require an FX conversion at the BEAC-BCEAO interbank rate. For mobile-money inflows to MTN MoMo Cameroon and Orange Money in the CEMAC zone, EUR-to-XAF flows benefit from the fixed peg, while USD and GBP flows must cross EUR before converting.
How to send Nigerian Naira to CEMAC zone
For transfers from Nigeria to CEMAC zone, the competitive options in 2026 are mobile-first remitters (Sendwave, LemFi, TapTap Send, Lemonade Finance), aggregators (Wise, WorldRemit, Remitly) and direct operator rails (MTN MoMo, Orange Money, M-Pesa Global). All-in cost depends on amount, receiving wallet and day. Compare options side by side on our CEMAC zone inbound transfer page.
Related pairs
FAQ
What is the NGN/XAF exchange rate today?
How much is 100 NGN in XAF?
What's the best way to send Nigerian Naira to CEMAC zone?
Is the Franc CFA a stable currency?
Why is the rate I see on my mobile money operator different?
Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to CEMAC zone, see the inbound transfer comparison.