🇳🇬 NGN to 🇬🇭 GHS — Nigerian Naira to Ghanaian Cedi Rate Today
Indicative interbank rate. Interbank rate updated 23 Jul 00:00 UTC (2h ago) · ExchangeRate-API (interbank)
Convert Nigerian Naira to Ghanaian Cedi using the live indicative interbank rate and the converter below. Covers the cost of sending to Ghana via the major mobile money apps.
NGN to GHS rate change
Rate tracking started 5 June 2026. Longer windows fill in as history grows.
Change in the NGN→GHS rate. + means the Ghanaian Cedi weakened against the Nigerian Naira; − means it strengthened.
Why the NGN–GHS route matters
Nigeria–Ghana is West Africa's busiest trade-and-diaspora axis: cocoa, refined fuel and consumer goods move both ways under ECOWAS, alongside large mutual migrant communities and Lagos–Accra business travel.
Currency converter
NGN → GHS conversion table
| NGN | GHS |
|---|---|
| 500 | 4.23 |
| 1,000 | 8.45 |
| 2,000 | 16.90 |
| 5,000 | 42.25 |
| 10,000 | 84.50 |
| 25,000 | 211.25 |
| 50,000 | 422.50 |
| 100,000 | 845.00 |
| 250,000 | 2,112.50 |
| 500,000 | 4,225.00 |
| 1,000,000 | 8,450.00 |
Table computed at the indicative rate of 1 NGN = 0.00845 GHS. Real operator-side values include a 1%-4% spread.
Nigerian Naira to Ghanaian Cedi exchange rate history
Official vs Parallel Market Rate
Tracks live P2P (via Bybit)The official and parallel rates have nearly converged — the gap is small, so licensed bank and app channels are both safe and competitive.
Parallel signal: Binance P2P USDT median, updated 23 Jul 2026, 02:00 (less than 1h ago). The quote tracks the live official rate between refreshes.
The parallel rate shown is an indicative, community-aggregated figure sourced from MomoCalc parallel-rate tracker. MomoCalc does not buy, sell, or set currency rates. Parallel rates vary by location, dealer, and time of day, and trading outside licensed channels may carry legal and security risks. Always confirm current rates with a licensed dealer before transacting. Educational only — not financial advice.
What moves the Nigerian Naira rate
The naira has been on a managed float since the 2023 NAFEM unification, which erased most of the old official-vs-parallel gap (30%-60% pre-2023, now 1%-3%). Watch CBN interventions, oil receipts and the parallel-market premium — that is what moves the rate day to day.
About the Nigerian Naira
The Nigerian Naira (NGN, ₦) is the official currency of Nigeria, issued by the Central Bank of Nigeria (CBN) since 1973 when it replaced the Nigerian pound. Subdivided into 100 kobo, the Naira is one of Africa's most-traded currencies and the principal medium of exchange for the continent's largest economy. Since the CBN's 2023 unification of the parallel and official exchange rate windows through what it calls the NAFEM mechanism, the Naira has traded under market-driven pricing rather than the previous administered peg. Nigeria receives an estimated 20 billion USD a year in formal remittances, and for inbound flows to MTN MoMo PSB, OPay, PalmPay and Moniepoint the published Naira rate is now typically within 1%-3% of the parallel market — a sharp narrowing compared to the 30%-60% gaps that prevailed before unification.
About the Ghanaian Cedi
The Ghanaian Cedi (GHS, ₵) is the official currency of Ghana, issued by the Bank of Ghana. The current Cedi is the third iteration of the currency: it was reintroduced in July 2007 at a rate of 1 new Cedi for 10,000 old Cedis as part of a redenomination intended to simplify accounting and restore confidence in the unit. Subdivided into 100 pesewas, the Cedi has depreciated notably against the USD over the 2020s amid commodity-price volatility and inflation pressures. Ghana is a major gold and cocoa exporter, and Cedi liquidity often tracks commodity revenue cycles. For diaspora flows to MTN MoMo Ghana, AirtelTigo Money and Telecel Cash, the formal-channel Cedi rate sits close to interbank because Ghana's interbank market is comparatively deep and the abolition of the E-Levy in April 2025 removed a transaction-tax layer.
How to send Nigerian Naira to Ghana
For transfers from Nigeria to Ghana, the competitive options in 2026 are mobile-first remitters (Sendwave, LemFi, TapTap Send, Lemonade Finance), aggregators (Wise, WorldRemit, Remitly) and direct operator rails (MTN MoMo, Orange Money, M-Pesa Global). All-in cost depends on amount, receiving wallet and day. Compare options side by side on our Ghana inbound transfer page.
Related pairs
FAQ
What is the NGN/GHS exchange rate today?
How much is 100 NGN in GHS?
What's the best way to send Nigerian Naira to Ghana?
Is the Ghanaian Cedi a stable currency?
Why is the rate I see on my mobile money operator different?
Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to Ghana, see the inbound transfer comparison.